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Athene Performance Elite 15

The Athene Performance Elite 15 annuity is a great investment option for planning a worry-free retirement. Its reliable income stream and flexible payout options ensure you get the most out of your earnings.

For peace of mind and financial security in your golden years, the Athene Performance Elite 15 is an excellent choice. Its strong protection features protect your funds, making your retirement planning smooth sailing.

Athene Performance Elite 15

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Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Fixed Index

Purpose

Accumulation

Premium Bonus

20%

Term

15 Years

Surrender schedule

15%

14%

13%

12%

11%

10%

Fee withdrawal:

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, Traditional IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, Inherited IRA, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

06/14/2015

The Athene Performance Elite 15 is a single premium fixed-indexed annuity with a 15-year surrender charge period and an MVA provision.

Optional Strategy Charge
Higher Cap and Participation Rates are available with a strategy charge. Annual Strategy Charges are calculated on the contract anniversary and deducted monthly from the Accumulated Value.
Strategy Charge Credit
A one-time Strategy Charge Credit will be added to the Accumulated Value at the end of the Withdrawal Charge Period, if the sum of all strategy charges applied, minus the sum of all interest credits, is greater than zero.

Strategy Preset
Strategy Preset is a unique “hands-free” option designed to:

harness diversification potential through broad index exposure
allow for personalization through preset options that best meet your return profile
automatically allocate your premium to a predetermined blend of index strategies
automatically rebalance each year to target that blend over time

You still have the potential to earn interest credits every year and can help optimize performance through the additional use of longer crediting terms and/ or strategy charges.

Available in states: AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, IA, KS, KY, ME, MD, MA, MI, MS, MO, NE, NH, NM, NC, ND, RI, SC, SD, TN, TX, VT, VA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.7% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
1-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Annual	155% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Annual	120% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Biennial	210% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Biennial	160% Participation
1-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Annual	155% Participation
1-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Annual	120% Participation
2-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Biennial	210% Participation
2-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Biennial	160% Participation
1-Year S&P 500 FC PTP Participation Rate	Point to Point Annual	97% Participation
1-Year S&P 500 FC PTP Participation Rate	Point to Point Annual	75% Participation
2-Year S&P 500 FC PTP Participation Rate	Point to Point Biennial	135% Participation
2-Year S&P 500 FC PTP Participation Rate	Point to Point Biennial	100% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	230% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	170% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	200% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	127% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Biennial	300% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Annual	215% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	175% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	150% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Biennial	225% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	7% Cap
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	130% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	97% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Annual	165% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15
Penalty	15%	15%	14%	14%	13%	13%	12%	11%	10%	9%	8%	7%	6%	5%	4%

Riders

No Riders for Athene Performance Elite 15 annuity.

Waivers

Terminal Illness

You can withdraw up to 100% of your annuity’s Accumulated Value if you’re diagnosed with a Terminal Illness that is expected to result in death within one year and you meet the eligibility requirements. This waiver is available after your first Contract Anniversary. You may not be diagnosed during the first Contract Year.

Confinement

Unavailable in states: MA

After the first Contract Year, you can withdraw up to 100% of your annuity’s Accumulated Value if you’ve been confined to a Qualified Care facility for at least 60 consecutive days and meet the eligibility requirements. You cannot be confined at the time the contract is issued, and confinement must begin at least one year after the Contract Date.

RMD

Required Minimum Distributions are IRS mandatory withdrawals required with qualified contracts (such as an IRA). These withdrawals from your annuity contract are considered part of your free withdrawal, free of Withdrawal Charges, MVA or Premium Bonus Vesting Adjustment for the Contract Year.

Premium Notes

Additional premium deposits will be accepted during the first contract year and will be allocated to the Fixed Account.

Withdrawal Provisions

Free Withdrawals Athene Performance Elite annuities provide annual penalty-free withdrawal privileges. Athene Performance Elite 15 annuity allows up to 5% beginning in the second Contract Year. Each year, you may withdraw up to the maximum free amount of your annuity’s Accumulated Value (as of the most recent Contract Anniversary) without a Withdrawal Charge, Market Value Adjustment (MVA) or any Premium Bonus Vesting Adjustment, if applicable. Required Minimum Distributions (RMDs) are IRS mandatory withdrawals required with qualified contracts (such as an IRA). These withdrawals from your annuity contract are considered part of your free withdrawal, free of Withdrawal Charges, MVA or Premium Bonus Vesting Adjustment for the Contract Year. Market Value Adjustment (MVA)A Market Value Adjustment applies to withdrawals in excess of the free withdrawal amount and full surrenders during the Withdrawal Charge period. If you take an excess withdrawal before the end of your Withdrawal Charge period, an MVA will be applied to that excess withdrawal. The MVA may increase or decrease the amount of the Withdrawal or Cash Surrender Value of your Contract depending on the change in interest rates. If interest rates have increased, stayed the same or decreased by less than 0.25%, the MVA will be negative. If interest rates have decreased by more than 0.25%, the MVA will be positive. MVA is not applicable in all states.

Company Founded: 1909

TOP Rated Company

Athene Annuity and Life Company

Company Ratings

4.5