Athene Annuity and Life Company
5.0
based on complex data
Annuity Educator Rating
Annuity review

Athene Performance Elite 15

The Athene Performance Elite 15 annuity is a great investment option for planning a worry-free retirement. Its reliable income stream and flexible payout options ensure you get the most out of your earnings.

For peace of mind and financial security in your golden years, the Athene Performance Elite 15 is an excellent choice. Its strong protection features protect your funds, making your retirement planning smooth sailing.

Athene Performance Elite 15-brochure Athene Performance Elite 15-brochure

Athene Performance Elite 15

Your Email

Compare this annuity with 800+ others from 100+ companies

$

No agent will call you

About Product

Type
Fixed Index
Purpose
Accumulation
Premium Bonus
15%
Term
15 Years
Surrender schedule
15%
15%
14%
14%
13%
13%
12%
11%
10%
9%
8%
7%
6%
5%
4%
Fee withdrawal:
5%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$2,000,000
Max Age Qualified
73
Types Of Funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA
Launch Date
06/14/2015
The Athene Performance Elite 15 is a single premium fixed-indexed annuity with a 15-year surrender charge period and an MVA provision.

Optional Strategy Charge
Higher Cap and Participation Rates are available with a strategy charge. Annual Strategy Charges are calculated on the contract anniversary and deducted monthly from the Accumulated Value.
Strategy Charge Credit
A one-time Strategy Charge Credit will be added to the Accumulated Value at the end of the Withdrawal Charge Period, if the sum of all strategy charges applied, minus the sum of all interest credits, is greater than zero.

Strategy Preset 
Strategy Preset is a unique “hands-free” option designed to: 
  • harness diversification potential through broad index exposure 
  • allow for personalization through preset options that best meet your return profile 
  • automatically allocate your premium to a predetermined blend of index strategies 
  • automatically rebalance each year to target that blend over time
You still have the potential to earn interest credits every year and can help optimize performance through the additional use of longer crediting terms and/ or strategy charges.
Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, ME, MD, MA, MI, MS, MO, NE, NV, NH, NM, NC, ND, OK, RI, SC, SD, TN, TX, VT, VA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.8% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Annual
125% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Biennial
220% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Biennial
165% Participation
1-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Annual
125% Participation
2-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Biennial
220% Participation
2-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Biennial
165% Participation
1-Year S&P 500 FC PTP Participation Rate
Point to Point
Annual
105% Participation
1-Year S&P 500 FC PTP Participation Rate
Point to Point
Annual
80% Participation
2-Year S&P 500 FC PTP Participation Rate
Point to Point
Biennial
140% Participation
2-Year S&P 500 FC PTP Participation Rate
Point to Point
Biennial
105% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
245% Participation
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
185% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
210% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
135% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
315% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
230% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
185% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
155% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
235% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.5% Cap
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
140% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
102% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
175% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Penalty 15% 15% 14% 14% 13% 13% 12% 11% 10% 9% 8% 7% 6% 5% 4%

Hypothetical Projection

Comparison against S&P 500 using current rates
See if this annuity ranks in your top 3 for Virginia
$
!

Riders

No Riders for Athene Performance Elite 15 annuity.

Waivers

Terminal Illness

You can withdraw up to 100% of your annuity’s Accumulated Value if you’re diagnosed with a Terminal Illness that is expected to result in death within one year and you meet the eligibility requirements. This waiver is available after your first Contract Anniversary. You may not be diagnosed during the first Contract Year.

Confinement

Unavailable in states: MA

After the first Contract Year, you can withdraw up to 100% of your annuity’s Accumulated Value if you’ve been confined to a Qualified Care facility for at least 60 consecutive days and meet the eligibility requirements. You cannot be confined at the time the contract is issued, and confinement must begin at least one year after the Contract Date.

Premium Notes

Additional premium deposits will be accepted during the first contract year and will be allocated to the Fixed Account.

Withdrawal Provisions

Free Withdrawals Athene Performance Elite annuities provide annual penalty-free withdrawal privileges. Athene Performance Elite 15 annuity allows up to 5% beginning in the second Contract Year. Each year, you may withdraw up to the maximum free amount of your annuity’s Accumulated Value (as of the most recent Contract Anniversary) without a Withdrawal Charge, Market Value Adjustment (MVA) or any Premium Bonus Vesting Adjustment, if applicable. Required Minimum Distributions (RMDs) are IRS mandatory withdrawals required with qualified contracts (such as an IRA). These withdrawals from your annuity contract are considered part of your free withdrawal, free of Withdrawal Charges, MVA or Premium Bonus Vesting Adjustment for the Contract Year. Market Value Adjustment (MVA)A Market Value Adjustment applies to withdrawals in excess of the free withdrawal amount and full surrenders during the Withdrawal Charge period. If you take an excess withdrawal before the end of your Withdrawal Charge period, an MVA will be applied to that excess withdrawal. The MVA may increase or decrease the amount of the Withdrawal or Cash Surrender Value of your Contract depending on the change in interest rates. If interest rates have increased, stayed the same or decreased by less than 0.25%, the MVA will be negative. If interest rates have decreased by more than 0.25%, the MVA will be positive. MVA is not applicable in all states. 

Company Founded: 1909
TOP Rated Company
Athene Annuity and Life Company
Company Ratings
5
  • A.M. Best A+
  • Fitch A+
  • S&P A+
  • Moody's A1
  • Comdex 88
Assets: $150,307,283,698
Iowa

You might also be interested in

James Alden Experienced Annuity Educator
25 years experience
3,712 career consultations
4 slots free for today
scheduling.
Your Name
Your Phone
Thank you for your trust! I have received your contact information. Please wait for a call within 30 minutes. 😌