Athene Aviator 5

Athene Aviator 5 is a Fixed Indexed Annuity (FIA) designed for long-term accumulation with a focus on performance, simplicity, and transparency. It offers growth potential based on market performance while protecting principal from direct market losses. The product features 5-year surrender term options and unique multi-year crediting strategies with high participation rates and no added fees.

Daily Values
Your contract’s Daily Value shows the “real-time” worth of your annuity on any given day. It tracks unearned credits by looking at the index performance intra-crediting-term to date of applicable strategies and can grant those credits for qualifying events such as Death, Annuitization, Terminal Illness or Confinement.

Index Lock
This feature locks the Index Price for use in calculating contract values thereafter, such as Free Withdrawal Gains, Daily Value and Interest Credits. The Index Lock feature can be used to reduce future market volatility on contract values. This feature is not available for the 1-Yr PTP S&P 500 option.

Diversified Blend Strategy
A Diversified Blend Strategy (DBS) is a unique approach to diversify index exposure and automatically rebalance exposures over time. Choose from 1-, 2-, or 5-year Point-to-Point options diversified across three exclusive custom indices. DBS can be used alone or supplemented with Individual Strategy allocations for further diversification.

Strategy Preset
Strategy Preset builds on the diversification and automatic rebalancing components of Diversified Blend Strategies, by combining DBS with automated strategy transfers. This allows Strategy Preset to, additionally, diversify across crediting term length and start time - all while maintaining the potential for interest credits on a portion of your contract each year. Simply select one of three preset options — Conservative, Balanced or Growth – and your annuity’s renewing DBS value is automatically rebalanced each year to help keep your chosen strategy on track.