Athene BCA 8 2.0 FER MAX
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Highlights
BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
|
Fixed Index
|
---|---|
Premium Bonus
|
10% |
Term
|
8 Years |
Surrender schedule
|
9.6%9%8.2%7.2%6.2%5.2%4.2%3% |
Free withdrawal
|
1st year: 5% 2nd+ year: 10% |
Market value adjustment
|
|
Return of premium
|
|
Minimum contribution
|
$10,000 |
Types of funds
|
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth |
Brochure
|
Open brochure |
Allocation Accounts
Name | Type | Rates |
---|---|---|
2-Year Shiller Barclays Global PTP Participation Rate |
Point to Point
Biennial
|
185%
Participation
|
2-Year Merrill Lynch RPM PTP Participation Rate |
Point to Point
Biennial
|
195%
Participation
|
2-Year Merrill Lynch RPM PTP Participation Rate |
Point to Point
Biennial
|
245%
Participation
|
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate |
Point to Point
Biennial
|
185%
Participation
|
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate |
Point to Point
Biennial
|
230%
Participation
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
51%
Participation
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
64%
Participation
|
2-Year Shiller Barclays Global PTP Participation Rate |
Point to Point
Biennial
|
230%
Participation
|
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate |
Point to Point
Biennial
|
185%
Participation
|
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate |
Point to Point
Biennial
|
230%
Participation
|
2-Year Citi Grandmaster PTP Participation Rate |
Point to Point
Biennial
|
265%
Participation
|
2-Year Citi Grandmaster PTP Participation Rate |
Point to Point
Biennial
|
330%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
---|---|---|---|---|---|---|---|---|
Penalty | 10% | 9% | 8% | 7% | 6% | 5% | 4% | 3% |
Riders
Name | Inbuilt | Fee |
---|---|---|
BCA 2.0 FER Max Death Benefit | Yes | 1.10% annually |
BCA 8 2.0 SGO Max w/FER | No | 1.00% annually (1.40% max) |
BCA 8 2.0 Flex Growth w/FER | No | 1.00% annually |