Athene BCA 8 2.0 (NV Only)

Athene Annuity and Life Company
Athene BCA 8 2.0 (NV Only)-brochure Athene BCA 8 2.0 (NV Only)-brochure

Athene BCA 8 2.0 (NV Only)

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Ratings:

  • A.M. Best A+
  • Fitch A+
  • S&P A+
  • Moody's A1
  • Comdex 88

About Product

Type
Fixed Index
Purpose
Lifetime Income
Term
8 Years
Surrender schedule
9.6%9%8.2%7.2%6.2%5.2%4.2%3%
Fee withdrawal:
10% (From Year 2)
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$2,000,000
Max Age Qualified
84
Types Of Funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth
Launch Date
03/25/2019
BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.

Annual Strategy Charge
Annual Strategy Charges are calculated annually and deducted monthly from the Accumulation Value. The current declared Initial Annual Strategy Charge Rate is guaranteed for the first term only. Athene will declare a new Annual Strategy Charge Rate for each renewal term not to exceed 2.00% (1.80% in some states). 
Available in states: NV

Allocation Accounts

Name Type Rates
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
155% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
170% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
220% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
155% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
205% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
46% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
59% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
205% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
155% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
205% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
230% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
295% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8
Penalty 10% 9% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
BCA 8 2.0 SGO® Max No 1.00% annually (1.40% max)
BCA 8 2.0 Flex Growth No 1.00% annually (1.40% max)

Waivers

Terminal Illness

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Confinement

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Withdrawal Provisions

Free Withdrawals
The Free Withdrawal amount is 5% of the Accumulation Value in the first year and 10% of the Accumulation Value for all remaining years. Withdrawals in excess of the Free Withdrawal amount will not receive gains to-date and will be subject to any applicable Withdrawal Charges, Premium Bonus Vesting Adjustments and Market Value Adjustments (MVAs). Gains to-date are not credited on Lifetime Income Withdrawals or to withdrawals in excess of the Free Withdrawal amount.

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