Lincoln Level Advantage Advisory
Wow! The Lincoln Level Advantage Advisory annuity is a game-changer for retirees. Its unique indexed-linked feature sure maximizes your return on investment while providing security for your savings.
With flexible terms and death benefit options, planning for a secure future is simpler and more accessible. Highly recommendable for pursuing financial stability post-retirement!


Lincoln Level Advantage Advisory
About Product
Product charges (charges apply to assets in the subaccounts only)
- Account Value Death Benefit: 0.10%
- Guarantee of Principal (GOP) Death Benefit: 0.30%
- Availability is subject to firm and state approval
- RIAs will only have the original Lincoln Level Advantage Advisory available only for purposes of electing i4life income immediately
Allocation Accounts
Name | Type | Rates |
---|---|---|
6-Year Russell 2000 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
150%
Cap
|
6-Year First Trust American Leadership Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
300%
Cap
|
6-Year Capital Strength (First Trust) Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
300%
Cap
|
6-Year S&P 500 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
300%
Cap
|
1-Year S&P 500 Dual Performance Triggered 10% Buffer (Limited States) |
Dual Performance Trigger (RILA)
Annual
|
7%
Performance triggered
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 |
---|---|---|---|---|---|---|
Penalty | 7% | 7% | 6% | 5% | 4% | 3% |
Riders
Name | Inbuilt | Fee |
---|---|---|
i4LIFE Indexed Advantage Rider | No | 0.40% annually |
Waivers
Nursing Home
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date. The nursing home waiver does not include home health care.
Terminal Illness
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date.
Premium Notes
Purchase Payments and Contract Value may be allocated to the Indexed Accounts only on the initial Start Date or Indexed Anniversary Date and must be at least $2,000.
- A.M. Best A
- Fitch A+
- S&P A+
- Moody's A2
- Comdex 80