Lincoln Level Advantage Advisory

Lincoln National Life Insurance Company
Lincoln Level Advantage Advisory-brochure Lincoln Level Advantage Advisory-brochure

Lincoln Level Advantage Advisory

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Ratings:

  • A.M. Best A
  • Fitch A+
  • S&P A+
  • Moody's A2
  • Comdex 80

About Product

Type
Registered Index-Linked
Purpose
Accumulation
Term
6 Years
Surrender schedule
7%7%6%5%4%3%
Fee withdrawal:
None
Flexible premium
Product Life
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$2,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and NQ Stretch
Launch Date
05/21/2018
Lincoln Level Advantage is an indexed variable annuity. Annuities are long-term investment products that offer tax-deferred growth, access to a lifetime income stream, and death benefit protection.

 Product charges (charges apply to assets in the subaccounts only) 
  • Account Value Death Benefit: 0.10% 
  • Guarantee of Principal (GOP) Death Benefit: 0.30% 
 
Please note, availability is subject to firm and state approval
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
6-Year Russell 2000 Dual15 Plus with Cap (Limited States)
Dual15 Plus
6-Year
150% Cap
6-Year First Trust American Leadership Dual15 Plus with Cap (Limited States)
Dual15 Plus
6-Year
300% Cap
6-Year Capital Strength (First Trust) Dual15 Plus with Cap (Limited States)
Dual15 Plus
6-Year
300% Cap
6-Year S&P 500 Dual15 Plus with Cap (Limited States)
Dual15 Plus
6-Year
300% Cap
1-Year S&P 500 Dual Performance Triggered 10% Buffer (Limited States)
Dual Performance Trigger (RILA)
Annual
6.75% Performance triggered
1-Year Russell 2000 Dual Performance Triggered 10% Buffer (Limited States)
Dual Performance Trigger (RILA)
Annual
7.75% Performance triggered
1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer (Limited States)
Dual Performance Trigger (RILA)
Annual
6.75% Performance triggered
1-Year Capital Strength (First Trust) Dual Performance Triggered 10% Buffer (Limited States)
Dual Performance Trigger (RILA)
Annual
6.5% Performance triggered
6-Year S&P 500 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
15.5% Cap
6-Year Capital Strength (First Trust) Annual Lock Cap 10% Buffer
Annual Lock
6-Year
12.5% Cap
6-Year Russell 2000 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
16.5% Cap
6-Year MSCI EAFE Annual Lock Cap 10% Buffer
Annual Lock
6-Year
14.75% Cap
1-Year First Trust American Leadership PTP Cap 10% Buffer
Point to Point
Annual
14.5% Cap
3-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
Triennial
108% Participation
6-Year Capital Strength (First Trust) PTP Cap 30% Buffer
Point to Point
6-Year
250% Cap
1-Year S&P 500 PTP Cap 100% Buffer
Point to Point
Annual
7% Cap
1-Year Capital Strength (First Trust) PTP Cap 10% Buffer
Point to Point
Annual
13.5% Cap
6-Year Capital Strength (First Trust) PTP Participation Rate 10% Buffer
Point to Point
6-Year
130% Participation
6-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
6-Year
120% Participation
6-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
6-Year
125% Participation
6-Year MSCI EAFE PTP Participation Rate 10% Buffer
Point to Point
6-Year
140% Participation
6-Year Russell 2000 PTP Participation Rate 10% Buffer
Point to Point
6-Year
120% Participation
6-Year Russell 2000 PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
1-Year S&P 500 PTP Cap 20% Buffer
Point to Point
Annual
10% Cap
3-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
Triennial
100% Participation
3-Year Capital Strength (First Trust) PTP Participation Rate 10% Buffer
Point to Point
Triennial
108% Participation
6-Year S&P 500 PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
6-Year S&P 500 PTP Cap 30% Buffer
Point to Point
6-Year
250% Cap
1-Year Russell 2000 PTP Cap 10% Buffer
Point to Point
Annual
18% Cap
1-Year MSCI EAFE PTP Cap 10% Buffer
Point to Point
Annual
17% Cap
6-Year Capital Strength (First Trust) PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
1-Year First Trust American Leadership PTP Cap 15% Buffer
Point to Point
Annual
12% Cap
6-Year Russell 2000 PTP Cap 30% Buffer
Point to Point
6-Year
250% Cap
1-Year S&P 500 PTP Cap 15% Buffer
Point to Point
Annual
11.5% Cap
1-Year Nasdaq-100 PTP Cap 15% Buffer
Point to Point
Annual
13% Cap
6-Year First Trust American Leadership PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
1-Year S&P 500 PTP Cap 10% Buffer
Point to Point
Annual
14% Cap
1-Year S&P 500 Performance Triggered 15% Buffer
Performance Triggered
Annual
9% Performance triggered
1-Year S&P 500 Performance Triggered 20% Buffer
Performance Triggered
Annual
8.25% Performance triggered
1-Year Nasdaq-100 Performance Triggered 15% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year First Trust American Leadership Performance Triggered 10% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year S&P 500 Performance Triggered 10% Buffer
Performance Triggered
Annual
9.75% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6
Penalty 7% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
i4LIFE Indexed Advantage Rider No 0.40% annually

Waivers

Nursing Home

A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date. The nursing home waiver does not include home health care.

Terminal Illness

A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date.

Premium Notes

The minimum initial Purchase Payment for the Contract is $25,000. Additional Purchase Payments may be made to the Contract, subject to certain restrictions, and must be at least $100 per payment ($25 if transmitted electronically), and at least $300 annually. Additions are allowed any time until the maturity date.
Purchase Payments and Contract Value may be allocated to the Indexed Accounts only on the initial Start Date or Indexed Anniversary Date and must be at least $2,000. 

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