Lincoln Level Advantage 2 B-Share
If safeguarding your retirement savings is vital, Lincoln Level Advantage 2 B-Share is a dream come true! It artfully mixes the security of fixed returns with potential growth from the equity markets.
Have peace of mind knowing that your money is growing steadily and protected from unexpected market dips. This annuity brings happiness to your golden years!
Lincoln Level Advantage 2 B-Share
Ratings:
- A.M. Best A
- Fitch A+
- S&P A+
- Moody's A2
- Comdex 80
About Product
Please note, availability is subject to firm and state approval
Allocation Accounts
Name | Type | Rates |
---|---|---|
6-Year Russell 2000 Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
110%
Cap
|
6-Year Capital Strength Net Fee Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
80%
Cap
|
6-Year First Trust American Leadership Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
250%
Cap
|
6-Year S&P 500 Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
110%
Cap
|
1-Year S&P 500 Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7.25%
Performance triggered
|
1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7.25%
Performance triggered
|
1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
8.25%
Performance triggered
|
1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7.25%
Performance triggered
|
1-Year Capital Strength Net Fee Index Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7%
Performance triggered
|
1-Year Russell 2000 Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
8%
Performance triggered
|
6-Year Russell 2000 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
15%
Cap
|
6-Year S&P 500 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
13%
Cap
|
3-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
115%
Participation
|
6-Year Russell 2000 PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
105%
Participation
|
6-Year MSCI EAFE PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
125%
Participation
|
6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
115%
Participation
|
6-Year First Trust American Leadership PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
110%
Participation
|
6-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
105%
Participation
|
3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
120%
Participation
|
3-Year First Trust American Leadership PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
115%
Participation
|
1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
16%
Cap
|
6-Year First Trust American Leadership PTP Cap 30% Buffer |
Point to Point
6-Year
|
80%
Cap
|
1-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Annual
|
13.25%
Cap
|
1-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
Annual
|
11.75%
Cap
|
1-Year S&P 500 PTP Cap 100% Buffer |
Point to Point
Annual
|
7%
Cap
|
1-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Annual
|
20%
Cap
|
1-Year Capital Strength Net Fee PTP Cap 15% Buffer |
Point to Point
Annual
|
12.5%
Cap
|
1-Year Capital Strength Net Fee PTP Cap 10% Buffer |
Point to Point
Annual
|
16.5%
Cap
|
1-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Annual
|
20%
Cap
|
1-Year First Trust American Leadership PTP Cap 15% Buffer |
Point to Point
Annual
|
14%
Cap
|
1-Year First Trust American Leadership PTP Cap 10% Buffer |
Point to Point
Annual
|
18%
Cap
|
1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
15%
Cap
|
1-Year Capital Group Growth ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
16.5%
Cap
|
6-Year First Trust American Leadership PTP Cap 20% Buffer |
Point to Point
6-Year
|
|
6-Year Capital Strength Net Fee PTP Cap 20% Buffer |
Point to Point
6-Year
|
|
6-Year Capital Strength Net Fee PTP Cap 30% Buffer |
Point to Point
6-Year
|
70%
Cap
|
6-Year Russell 2000 PTP Cap 20% Buffer |
Point to Point
6-Year
|
|
6-Year Russell 2000 PTP Cap 30% Buffer |
Point to Point
6-Year
|
80%
Cap
|
6-Year S&P 500 PTP Cap 30% Buffer |
Point to Point
6-Year
|
75%
Cap
|
6-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
6-Year
|
150%
Cap
|
1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
12%
Cap
|
1-Year Capital Group Growth ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
1-Year S&P 500 Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
10.75%
Performance triggered
|
1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
10%
Performance triggered
|
1-Year Capital Group Growth ETF Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
12%
Performance triggered
|
1-Year Capital Group Growth ETF Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
11%
Performance triggered
|
1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
10.5%
Performance triggered
|
1-Year S&P 500 Performance Triggered 20% Buffer |
Performance Triggered
Annual
|
9.25%
Performance triggered
|
1-Year S&P 500 Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
10%
Performance triggered
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 |
---|---|---|---|---|---|---|
Penalty | 7% | 7% | 6% | 5% | 4% | 3% |
Riders
No Riders for Lincoln Level Advantage 2 B-Share annuity.
Waivers
Death
A surrender charge does not apply to: A surrender of the Contract as a result of the death of the Contractowner or Annuitant.
Nursing Home
A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment, as a result of the admittance of the Contractowner to an accredited nursing home or equivalent health care facility, where the admittance into the facility occurs after the effective date of the Contract and the owner has been confined for at least 90 consecutive days.
Terminal Illness
A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment as a result of the diagnosis of a terminal illness of the Contractowner. Diagnosis of a terminal illness must be after the effective date of the contract and results in a life expectancy of less than one year as determined by a qualified professional medical practitioner.
Annuitization
A surrender charge does not apply to: Periodic income payments made under any Annuity Payout option.
Disability
A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment, as a result of permanent and total disability of the Contractowner as defined in Section 22(e)(3) of the tax code, if the disability occurred after the effective date of the Contract and before the 65th birthday of the Contractowner.
Premium Notes
The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000.
Withdrawal Provisions
The free amount is equal to 10% of the current Contract Value (this does not apply upon surrender of the Contract).