Lincoln Level Advantage 2 Advisory with Guarantee of Principal
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Highlights
Lincoln Level Advantage 2 gives you the opportunity to capture growth when the market is up. And for times when the market is down — you have a level of protection to help you stay on track.
Please note, availability is subject to firm and state approval
Please note, availability is subject to firm and state approval
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, ME, MA, MI, MN, MS, NV, NH, NM, NC, ND, OH, OK, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
|
Type
|
Registered Index-Linked |
|---|---|
| Purpose | Accumulation & Legacy |
|
Surrender schedule
|
No Surrender Charge |
|
Free withdrawal
|
100% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Launch date
|
05/20/2024 |
|
Minimum contribution
|
$25,000 |
|
Maximum contribution
|
$2,000,000 |
|
Max Age Qualified
|
85 |
|
Types of funds
|
Non-Qualified, IRA, SEP IRA, and IRA-Roth |
Brochure
|
Open brochure |
Find out if the Lincoln Level Advantage 2 Advisory with Guarantee of Principal is the right product for you.
Premium Notes
The minimum Purchase Payment is $25,000. We do not accept additional Purchase Payments after the Contract has been issued to you.
The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000.
The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000.
Withdrawal Provisions
Secure Lock+
On any Valuation Date, excluding an Indexed Anniversary, between a term Start Date and term End Date, you may request to lock the Interim Value. The Interim Value as calculated at the end of that Valuation Date will be locked in and once enacted, a Secure Lock+ is irrevocable.
If you request a lock-in when the Interim Value is below your Indexed Crediting Base, Protection Levels do not apply and you assume all loss. A lock-in may only be requested once per indexed year during an Index Term and is irrevocable. Secure Lock+ is not available for Annual Lock or Dual15 Plus Indexed Accounts.
On any Valuation Date, excluding an Indexed Anniversary, between a term Start Date and term End Date, you may request to lock the Interim Value. The Interim Value as calculated at the end of that Valuation Date will be locked in and once enacted, a Secure Lock+ is irrevocable.
If you request a lock-in when the Interim Value is below your Indexed Crediting Base, Protection Levels do not apply and you assume all loss. A lock-in may only be requested once per indexed year during an Index Term and is irrevocable. Secure Lock+ is not available for Annual Lock or Dual15 Plus Indexed Accounts.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 6-Year Capital Strength Net Fee Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
250%
Cap
|
| 6-Year First Trust American Leadership Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
250%
Cap
|
| 6-Year S&P 500 Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
250%
Cap
|
| 6-Year Russell 2000 Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
125%
Cap
|
| 1-Year S&P 500 Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7.25%
Performance triggered
|
| 1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7.25%
Performance triggered
|
| 1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
8.5%
Performance triggered
|
| 1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7.5%
Performance triggered
|
| 1-Year Capital Strength Net Fee Index Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7%
Performance triggered
|
| 1-Year Russell 2000 Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
8%
Performance triggered
|
| 6-Year Russell 2000 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
16%
Cap
|
| 6-Year S&P 500 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
14.5%
Cap
|
| 1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
| 6-Year Russell 2000 PTP Cap 20% Buffer |
Point to Point
6-Year
|
750%
Cap
|
| 1-Year Capital Group Growth ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
19%
Cap
|
| 1-Year Capital Group Growth ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
15%
Cap
|
| 1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
17.5%
Cap
|
| 1-Year First Trust American Leadership PTP Cap 10% Buffer |
Point to Point
Annual
|
20.5%
Cap
|
| 1-Year First Trust American Leadership PTP Cap 15% Buffer |
Point to Point
Annual
|
15.5%
Cap
|
| 1-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Annual
|
22.5%
Cap
|
| 1-Year Capital Strength Net Fee PTP Cap 10% Buffer |
Point to Point
Annual
|
19%
Cap
|
| 1-Year Capital Strength Net Fee PTP Cap 15% Buffer |
Point to Point
Annual
|
14%
Cap
|
| 1-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Annual
|
22.5%
Cap
|
| 1-Year S&P 500 PTP Cap 100% Buffer |
Point to Point
Annual
|
8.75%
Cap
|
| 1-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
Annual
|
13.25%
Cap
|
| 1-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Annual
|
14.75%
Cap
|
| 1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
18.5%
Cap
|
| 6-Year S&P 500 PTP Cap 30% Buffer |
Point to Point
6-Year
|
350%
Cap
|
| 6-Year Russell 2000 PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
115%
Participation
|
| 6-Year MSCI EAFE PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
135%
Participation
|
| 6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
125%
Participation
|
| 6-Year First Trust American Leadership PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
120%
Participation
|
| 6-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
115%
Participation
|
| 3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
113%
Participation
|
| 3-Year First Trust American Leadership PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
110%
Participation
|
| 3-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
107%
Participation
|
| 6-Year First Trust American Leadership PTP Cap 20% Buffer |
Point to Point
6-Year
|
750%
Cap
|
| 6-Year First Trust American Leadership PTP Cap 30% Buffer |
Point to Point
6-Year
|
300%
Cap
|
| 6-Year Capital Strength Net Fee PTP Cap 20% Buffer |
Point to Point
6-Year
|
750%
Cap
|
| 6-Year Capital Strength Net Fee PTP Cap 30% Buffer |
Point to Point
6-Year
|
300%
Cap
|
| 6-Year Russell 2000 PTP Cap 30% Buffer |
Point to Point
6-Year
|
200%
Cap
|
| 6-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
6-Year
|
750%
Cap
|
| 1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
10%
Performance triggered
|
| 1-Year Capital Group Growth ETF Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
12.5%
Performance triggered
|
| 1-Year Capital Group Growth ETF Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
11%
Performance triggered
|
| 1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
11%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 20% Buffer |
Performance Triggered
Annual
|
9.75%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
10.5%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
11.25%
Performance triggered
|
Surrender schedule
| Year |
|---|
| Penalty |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Guarantee of Principal Death Benefit Rider (ages 0-75) | Yes | |
| Guarantee of Principal Death Benefit Rider (ages 76-85) | Yes | 1.00% annually |
Waivers
No Waivers for Lincoln Level Advantage 2 Advisory with Guarantee of Principal annuity.
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