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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Lincoln Level Advantage 2 Advisory with Guarantee of Principal

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Highlights

Lincoln Level Advantage 2 gives you the opportunity to capture growth when the market is up. And for times when the market is down — you have a level of protection to help you stay on track.

Please note, availability is subject to firm and state approval
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, ME, MA, MI, MN, MS, NV, NH, NM, NC, ND, OH, OK, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
Type
Registered Index-Linked
Purpose Accumulation & Legacy
Surrender schedule
No Surrender Charge
Free withdrawal
100%
Market value adjustment
Return of premium
Launch date
05/20/2024
Minimum contribution
$25,000
Maximum contribution
$2,000,000
Max Age Qualified
85
Types of funds
Non-Qualified, IRA, SEP IRA, and IRA-Roth
Brochure
Open brochure

Find out if the Lincoln Level Advantage 2 Advisory with Guarantee of Principal is the right product for you.

Premium Notes

The minimum Purchase Payment is $25,000. We do not accept additional Purchase Payments after the Contract has been issued to you. 

The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000. 

Withdrawal Provisions

Secure Lock+
On any Valuation Date, excluding an Indexed Anniversary, between a term Start Date and term End Date, you may request to lock the Interim Value. The Interim Value as calculated at the end of that Valuation Date will be locked in and once enacted, a Secure Lock+ is irrevocable.
If you request a lock-in when the Interim Value is below your Indexed Crediting Base, Protection Levels do not apply and you assume all loss. A lock-in may only be requested once per indexed year during an Index Term and is irrevocable.  Secure Lock+ is not available for Annual Lock or Dual15 Plus Indexed Accounts. 

Allocation Accounts

Name Type Rates
6-Year Capital Strength Net Fee Dual15 Plus with Cap
Dual15 Plus
6-Year
250% Cap
6-Year First Trust American Leadership Dual15 Plus with Cap
Dual15 Plus
6-Year
250% Cap
6-Year S&P 500 Dual15 Plus with Cap
Dual15 Plus
6-Year
250% Cap
6-Year Russell 2000 Dual15 Plus with Cap
Dual15 Plus
6-Year
125% Cap
1-Year S&P 500 Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7.25% Performance triggered
1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7.25% Performance triggered
1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
8.5% Performance triggered
1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7.5% Performance triggered
1-Year Capital Strength Net Fee Index Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7% Performance triggered
1-Year Russell 2000 Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
8% Performance triggered
6-Year Russell 2000 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
16% Cap
6-Year S&P 500 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
14.5% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer
Point to Point
Annual
13.5% Cap
6-Year Russell 2000 PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
1-Year Capital Group Growth ETF PTP Cap 10% Buffer
Point to Point
Annual
19% Cap
1-Year Capital Group Growth ETF PTP Cap 15% Buffer
Point to Point
Annual
15% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer
Point to Point
Annual
17.5% Cap
1-Year First Trust American Leadership PTP Cap 10% Buffer
Point to Point
Annual
20.5% Cap
1-Year First Trust American Leadership PTP Cap 15% Buffer
Point to Point
Annual
15.5% Cap
1-Year MSCI EAFE PTP Cap 10% Buffer
Point to Point
Annual
22.5% Cap
1-Year Capital Strength Net Fee PTP Cap 10% Buffer
Point to Point
Annual
19% Cap
1-Year Capital Strength Net Fee PTP Cap 15% Buffer
Point to Point
Annual
14% Cap
1-Year Russell 2000 PTP Cap 10% Buffer
Point to Point
Annual
22.5% Cap
1-Year S&P 500 PTP Cap 100% Buffer
Point to Point
Annual
8.75% Cap
1-Year S&P 500 PTP Cap 20% Buffer
Point to Point
Annual
13.25% Cap
1-Year S&P 500 PTP Cap 15% Buffer
Point to Point
Annual
14.75% Cap
1-Year S&P 500 PTP Cap 10% Buffer
Point to Point
Annual
18.5% Cap
6-Year S&P 500 PTP Cap 30% Buffer
Point to Point
6-Year
350% Cap
6-Year Russell 2000 PTP Participation Rate 10% Buffer
Point to Point
6-Year
115% Participation
6-Year MSCI EAFE PTP Participation Rate 10% Buffer
Point to Point
6-Year
135% Participation
6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer
Point to Point
6-Year
125% Participation
6-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
6-Year
120% Participation
6-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
6-Year
115% Participation
3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer
Point to Point
Triennial
113% Participation
3-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
Triennial
110% Participation
3-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
Triennial
107% Participation
6-Year First Trust American Leadership PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
6-Year First Trust American Leadership PTP Cap 30% Buffer
Point to Point
6-Year
300% Cap
6-Year Capital Strength Net Fee PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
6-Year Capital Strength Net Fee PTP Cap 30% Buffer
Point to Point
6-Year
300% Cap
6-Year Russell 2000 PTP Cap 30% Buffer
Point to Point
6-Year
200% Cap
6-Year S&P 500 PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer
Performance Triggered
Annual
10% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 10% Buffer
Performance Triggered
Annual
12.5% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 15% Buffer
Performance Triggered
Annual
11% Performance triggered
1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer
Performance Triggered
Annual
11% Performance triggered
1-Year S&P 500 Performance Triggered 20% Buffer
Performance Triggered
Annual
9.75% Performance triggered
1-Year S&P 500 Performance Triggered 15% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year S&P 500 Performance Triggered 10% Buffer
Performance Triggered
Annual
11.25% Performance triggered

Surrender schedule

Year
Penalty

Riders

Name Inbuilt Fee
Guarantee of Principal Death Benefit Rider (ages 0-75) Yes
Guarantee of Principal Death Benefit Rider (ages 76-85) Yes 1.00% annually

Waivers

No Waivers for Lincoln Level Advantage 2 Advisory with Guarantee of Principal annuity.

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