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Lincoln Level Advantage 2 B-Share with Guarantee of Principal

The Lincoln Level Advantage 2 B-Share is a smart addition to any retirement plan. It promises safety for your hard-earned principal, while offering the potential for growth. A perfect blend of stability and exploration.

You'll find peace of mind knowing your principal is guaranteed. And with a brand like Lincoln behind it, you know you're in good hands. This annuity is a great tool to construct a future you can look forward to.

Lincoln Level Advantage 2 B-Share with Guarantee of Principal

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Investment

Your Gender

Your Age

Retire At

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About Product

Type

Registered Index-Linked

Purpose

Accumulation & Legacy

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, SEP IRA, and IRA-Roth

Launch Date

05/20/2024

Lincoln Level Advantage 2 gives you the opportunity to capture growth when the market is up. And for times when the market is down — you have a level of protection to help you stay on track.

Please note, availability is subject to firm and state approval

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
6-Year Capital Strength Net Fee Dual15 Plus with Cap	Dual15 Plus 6-Year	70% Cap
6-Year First Trust American Leadership Dual15 Plus with Cap	Dual15 Plus 6-Year	200% Cap
6-Year S&P 500 Dual15 Plus with Cap	Dual15 Plus 6-Year	70% Cap
6-Year Russell 2000 Dual15 Plus with Cap	Dual15 Plus 6-Year	100% Cap
1-Year S&P 500 Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	7% Performance triggered
1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	7.75% Performance triggered
1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	8.75% Performance triggered
1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	7% Performance triggered
1-Year Capital Strength Net Fee Index Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	6.75% Performance triggered
1-Year Russell 2000 Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	7.75% Performance triggered
6-Year Russell 2000 Annual Lock Cap 10% Buffer	Annual Lock 6-Year	14.5% Cap
6-Year S&P 500 Annual Lock Cap 10% Buffer	Annual Lock 6-Year	12.5% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer	Point to Point Annual	12.75% Cap
6-Year Russell 2000 PTP Cap 20% Buffer	Point to Point 6-Year	90% Cap
1-Year Capital Group Growth ETF PTP Cap 10% Buffer	Point to Point Annual	17.25% Cap
1-Year Capital Group Growth ETF PTP Cap 15% Buffer	Point to Point Annual	14.25% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer	Point to Point Annual	15.75% Cap
1-Year First Trust American Leadership PTP Cap 10% Buffer	Point to Point Annual	17.75% Cap
1-Year First Trust American Leadership PTP Cap 15% Buffer	Point to Point Annual	14.75% Cap
1-Year MSCI EAFE PTP Cap 10% Buffer	Point to Point Annual	19.75% Cap
1-Year Capital Strength Net Fee PTP Cap 10% Buffer	Point to Point Annual	16.25% Cap
1-Year Capital Strength Net Fee PTP Cap 15% Buffer	Point to Point Annual	11.5% Cap
1-Year Russell 2000 PTP Cap 10% Buffer	Point to Point Annual	19.75% Cap
1-Year S&P 500 PTP Cap 100% Buffer	Point to Point Annual	6.75% Cap
1-Year S&P 500 PTP Cap 20% Buffer	Point to Point Annual	11.5% Cap
1-Year S&P 500 PTP Cap 15% Buffer	Point to Point Annual	13% Cap
1-Year S&P 500 PTP Cap 10% Buffer	Point to Point Annual	15.75% Cap
6-Year S&P 500 PTP Cap 30% Buffer	Point to Point 6-Year	60% Cap
6-Year Russell 2000 PTP Participation Rate 10% Buffer	Point to Point 6-Year	100% Participation
6-Year MSCI EAFE PTP Participation Rate 10% Buffer	Point to Point 6-Year	120% Participation
6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer	Point to Point 6-Year	110% Participation
6-Year First Trust American Leadership PTP Participation Rate 10% Buffer	Point to Point 6-Year	105% Participation
6-Year S&P 500 PTP Participation Rate 10% Buffer	Point to Point 6-Year	95% Participation
3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer	Point to Point Triennial	115% Participation
3-Year First Trust American Leadership PTP Participation Rate 10% Buffer	Point to Point Triennial	110% Participation
3-Year S&P 500 PTP Participation Rate 10% Buffer	Point to Point Triennial	105% Participation
6-Year First Trust American Leadership PTP Cap 20% Buffer	Point to Point 6-Year	90% Cap
6-Year First Trust American Leadership PTP Cap 30% Buffer	Point to Point 6-Year	65% Cap
6-Year Capital Strength Net Fee PTP Cap 20% Buffer	Point to Point 6-Year	175% Cap
6-Year Capital Strength Net Fee PTP Cap 30% Buffer	Point to Point 6-Year	65% Cap
6-Year Russell 2000 PTP Cap 30% Buffer	Point to Point 6-Year	75% Cap
6-Year S&P 500 PTP Cap 20% Buffer	Point to Point 6-Year	100% Cap
1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer	Performance Triggered Annual	10.25% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 10% Buffer	Performance Triggered Annual	12.25% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 15% Buffer	Performance Triggered Annual	11.25% Performance triggered
1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer	Performance Triggered Annual	10.75% Performance triggered
1-Year S&P 500 Performance Triggered 20% Buffer	Performance Triggered Annual	9% Performance triggered
1-Year S&P 500 Performance Triggered 15% Buffer	Performance Triggered Annual	9.75% Performance triggered
1-Year S&P 500 Performance Triggered 10% Buffer	Performance Triggered Annual	10.5% Performance triggered
6-Year First Trust American Leadership PTP Cap 25% Buffer	Point to Point 6-Year	85% Cap
6-Year S&P 500 PTP Cap 25% Buffer	Point to Point 6-Year	70% Cap
6-Year S&P 500 PTP Cap 15% Buffer	Point to Point 6-Year	150% Cap
6-Year Russell 2000 PTP Cap 15% Buffer	Point to Point 6-Year	115% Cap
6-Year Russell 2000 PTP Cap 25% Buffer	Point to Point 6-Year	85% Cap
6-Year Capital Strength Net Fee PTP Cap 15% Buffer	Point to Point 6-Year	500% Cap
6-Year Capital Strength Net Fee PTP Cap 25% Buffer	Point to Point 6-Year	85% Cap
6-Year First Trust American Leadership PTP Cap 15% Buffer	Point to Point 6-Year	200% Cap

Surrender schedule

Year	1	2	3	4	5	6
Penalty	7%	7%	6%	5%	4%	3%

Hypothetical Projection

Comparison against S&P 500 using current rates

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Investment Amount

Riders

Name	Inbuilt	Fee
Guarantee of Principal Death Benefit Rider (ages 0-75)	Yes
Guarantee of Principal Death Benefit Rider (ages 76-85)	Yes	1.00% annually

Waivers

Death

A surrender charge does not apply to: A surrender of the Contract as a result of the death of the Contractowner or Annuitant.

Nursing Home

A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment, as a result of the admittance of the Contractowner to an accredited nursing home or equivalent health care facility, where the admittance into the facility occurs after the effective date of the Contract and the owner has been confined for at least 90 consecutive days.

Terminal Illness

A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment as a result of the diagnosis of a terminal illness of the Contractowner. Diagnosis of a terminal illness must be after the effective date of the contract and results in a life expectancy of less than one year as determined by a qualified professional medical practitioner.

Annuitization

A surrender charge does not apply to: Periodic income payments made under any Annuity Payout option.

Disability

A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment, as a result of permanent and total disability of the Contractowner as defined in Section 22(e)(3) of the tax code, if the disability occurred after the effective date of the Contract and before the 65th birthday of the Contractowner.

Premium Notes

The minimum Purchase Payment is $25,000. We do not accept additional Purchase Payments after the Contract has been issued to you.

The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000.