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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%
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Lincoln Level Advantage 2 B-Share with Guarantee of Principal

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Learn how an annuity can provide guaranteed income for life.

Highlights

Lincoln Level Advantage 2 gives you the opportunity to capture growth when the market is up. And for times when the market is down — you have a level of protection to help you stay on track.

Please note, availability is subject to firm and state approval 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, ME, MA, MI, MN, MS, NV, NH, NM, NC, ND, OH, OK, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
Type
 Registered Index-Linked
Purpose Accumulation & Legacy
Term
 6 Years
Surrender schedule
 7%7%6%5%4%3%
Free withdrawal
 10%
Market value adjustment
Return of premium
Launch date
 05/20/2024
Minimum contribution
 $25,000
Maximum contribution
 $2,000,000
Max Age Qualified
 85
Types of funds
 Non-Qualified, IRA, SEP IRA, and IRA-Roth
Brochure
 Open brochure

Find out if the Lincoln Level Advantage 2 B-Share with Guarantee of Principal is the right product for you.

Premium Notes

The minimum Purchase Payment is $25,000. We do not accept additional Purchase Payments after the Contract has been issued to you. 

The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000. 

Withdrawal Provisions

 Free Withdrawals
The free amount is equal to 10% of the current Contract Value (this does not apply upon surrender of the Contract). 

Allocation Accounts

Name Type Rates
6-Year Capital Strength Net Fee Dual15 Plus with Cap
Dual15 Plus
6-Year
250% Cap
6-Year First Trust American Leadership Dual15 Plus with Cap
Dual15 Plus
6-Year
250% Cap
6-Year S&P 500 Dual15 Plus with Cap
Dual15 Plus
6-Year
250% Cap
6-Year Russell 2000 Dual15 Plus with Cap
Dual15 Plus
6-Year
100% Cap
1-Year S&P 500 Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
6.75% Performance triggered
1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
6.75% Performance triggered
1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
8% Performance triggered
1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7% Performance triggered
1-Year Capital Strength Net Fee Index Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
6.5% Performance triggered
1-Year Russell 2000 Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7.5% Performance triggered
6-Year Russell 2000 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
14.5% Cap
6-Year S&P 500 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
12.5% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer
Point to Point
Annual
11.5% Cap
6-Year Russell 2000 PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
1-Year Capital Group Growth ETF PTP Cap 10% Buffer
Point to Point
Annual
16% Cap
1-Year Capital Group Growth ETF PTP Cap 15% Buffer
Point to Point
Annual
13% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer
Point to Point
Annual
14.5% Cap
1-Year First Trust American Leadership PTP Cap 10% Buffer
Point to Point
Annual
17.5% Cap
1-Year First Trust American Leadership PTP Cap 15% Buffer
Point to Point
Annual
13.5% Cap
1-Year MSCI EAFE PTP Cap 10% Buffer
Point to Point
Annual
19.5% Cap
1-Year Capital Strength Net Fee PTP Cap 10% Buffer
Point to Point
Annual
16% Cap
1-Year Capital Strength Net Fee PTP Cap 15% Buffer
Point to Point
Annual
12% Cap
1-Year Russell 2000 PTP Cap 10% Buffer
Point to Point
Annual
19.5% Cap
1-Year S&P 500 PTP Cap 100% Buffer
Point to Point
Annual
6.75% Cap
1-Year S&P 500 PTP Cap 20% Buffer
Point to Point
Annual
11.25% Cap
1-Year S&P 500 PTP Cap 15% Buffer
Point to Point
Annual
12.75% Cap
1-Year S&P 500 PTP Cap 10% Buffer
Point to Point
Annual
15.5% Cap
6-Year S&P 500 PTP Cap 30% Buffer
Point to Point
6-Year
90% Cap
6-Year Russell 2000 PTP Participation Rate 10% Buffer
Point to Point
6-Year
100% Participation
6-Year MSCI EAFE PTP Participation Rate 10% Buffer
Point to Point
6-Year
120% Participation
6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer
Point to Point
6-Year
110% Participation
6-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
6-Year
105% Participation
6-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
6-Year
100% Participation
3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer
Point to Point
Triennial
110% Participation
3-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
Triennial
105% Participation
3-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
Triennial
100% Participation
6-Year First Trust American Leadership PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
6-Year First Trust American Leadership PTP Cap 30% Buffer
Point to Point
6-Year
95% Cap
6-Year Capital Strength Net Fee PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
6-Year Capital Strength Net Fee PTP Cap 30% Buffer
Point to Point
6-Year
275% Cap
6-Year Russell 2000 PTP Cap 30% Buffer
Point to Point
6-Year
90% Cap
6-Year S&P 500 PTP Cap 20% Buffer
Point to Point
6-Year
750% Cap
1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer
Performance Triggered
Annual
9.5% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 10% Buffer
Performance Triggered
Annual
11.5% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 15% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer
Performance Triggered
Annual
10% Performance triggered
1-Year S&P 500 Performance Triggered 20% Buffer
Performance Triggered
Annual
8.75% Performance triggered
1-Year S&P 500 Performance Triggered 15% Buffer
Performance Triggered
Annual
9.5% Performance triggered
1-Year S&P 500 Performance Triggered 10% Buffer
Performance Triggered
Annual
10.25% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6
Penalty 7% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
Guarantee of Principal Death Benefit Rider (ages 0-75) Yes
Guarantee of Principal Death Benefit Rider (ages 76-85) Yes 1.00% annually

Waivers

Death

A surrender charge does not apply to: A surrender of the Contract as a result of the death of the Contractowner or Annuitant.

Nursing Home

A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment, as a result of the admittance of the Contractowner to an accredited nursing home or equivalent health care facility, where the admittance into the facility occurs after the effective date of the Contract and the owner has been confined for at least 90 consecutive days.

Terminal Illness

A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment as a result of the diagnosis of a terminal illness of the Contractowner. Diagnosis of a terminal illness must be after the effective date of the contract and results in a life expectancy of less than one year as determined by a qualified professional medical practitioner.

Annuitization

A surrender charge does not apply to: Periodic income payments made under any Annuity Payout option.

Disability

A surrender charge does not apply to: A surrender or withdrawal of the Purchase Payment, as a result of permanent and total disability of the Contractowner as defined in Section 22(e)(3) of the tax code, if the disability occurred after the effective date of the Contract and before the 65th birthday of the Contractowner.

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