Ratings:

A.M. Best A
Fitch A+
S&P A+
Moody's A2
Comdex 80

James Alden

Experienced Financial Advisor

25 years

experience

3,712

career consultations

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Lincoln Level Advantage B-Share

The Lincoln National Life Insurance Company, created in 1905, finds itself within the life insurance and retirement planning market. Above all, they seek to provide a variety of retirement solutions, including annuities and life insurance in particular. By selling a vast array of investment products, such as various forms of life insurance (term, universal, and variable) and annuities (fixed, indexed, and variable), the company strives to make retirees as financially secure as possible. Their services can go from short-term protection to long-term wealth accumulation, an example of their customizability. Over the years, they have acquired various insurance companies, like American State and Safeco, to inflate its geographic reach.

Lincoln Level Advantage B-Share

Your Email

Ratings:

A.M. Best A
Fitch A+
S&P A+
Moody's A2
Comdex 80

About Product

Type

Registered Index-Linked

Purpose

Accumulation

Term

6 Years

Surrender schedule

7%7%6%5%4%3%

Fee withdrawal:

10%

Flexible premium

Product Life

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and NQ Stretch

Launch Date

05/21/2018

Lincoln Level Advantage indexed variable annuity is a long-term investment product designed for retirement purposes.

Please note, availability is subject to firm and state approval

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
6-Year Russell 2000 Dual15 Plus with Cap (Limited States)	Dual15 Plus 6-Year	110% Cap
6-Year First Trust American Leadership Dual15 Plus with Cap (Limited States)	Dual15 Plus 6-Year	250% Cap
6-Year Capital Strength (First Trust) Dual15 Plus with Cap (Limited States)	Dual15 Plus 6-Year	80% Cap
6-Year S&P 500 Dual15 Plus with Cap (Limited States)	Dual15 Plus 6-Year	110% Cap
1-Year Russell 2000 Dual Performance Triggered 10% Buffer (Limited States)	Dual Performance Trigger (RILA) Annual	7.5% Performance triggered
1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer (Limited States)	Dual Performance Trigger (RILA) Annual	7% Performance triggered
1-Year Capital Strength (First Trust) Dual Performance Triggered 10% Buffer (Limited States)	Dual Performance Trigger (RILA) Annual	6.5% Performance triggered
1-Year S&P 500 Dual Performance Triggered 10% Buffer (Limited States)	Dual Performance Trigger (RILA) Annual	6.5% Performance triggered
6-Year S&P 500 Annual Lock Cap 10% Buffer	Annual Lock 6-Year	13% Cap
6-Year Capital Strength (First Trust) Annual Lock Cap 10% Buffer	Annual Lock 6-Year	10.5% Cap
6-Year MSCI EAFE Annual Lock Cap 10% Buffer	Annual Lock 6-Year	11.75% Cap
6-Year Russell 2000 Annual Lock Cap 10% Buffer	Annual Lock 6-Year	15% Cap
1-Year First Trust American Leadership PTP Cap 15% Buffer	Point to Point Annual	11% Cap
6-Year First Trust American Leadership PTP Participation Rate 10% Buffer	Point to Point 6-Year	110% Participation
6-Year Russell 2000 PTP Participation Rate 10% Buffer	Point to Point 6-Year	105% Participation
6-Year S&P 500 PTP Participation Rate 10% Buffer	Point to Point 6-Year	105% Participation
6-Year Capital Strength (First Trust) PTP Participation Rate 10% Buffer	Point to Point 6-Year	115% Participation
6-Year MSCI EAFE PTP Participation Rate 10% Buffer	Point to Point 6-Year	125% Participation
1-Year Capital Strength (First Trust) PTP Cap 10% Buffer	Point to Point Annual	11% Cap
1-Year S&P 500 PTP Cap 100% Buffer	Point to Point Annual	6% Cap
6-Year Capital Strength (First Trust) PTP Cap 30% Buffer	Point to Point 6-Year	70% Cap
6-Year First Trust American Leadership PTP Cap 20% Buffer	Point to Point 6-Year	200% Cap
6-Year First Trust American Leadership PTP Spread 15% Buffer Uncapped	Point to Point 6-Year
3-Year First Trust American Leadership PTP Participation Rate 10% Buffer	Point to Point Triennial	95% Participation
3-Year Capital Strength (First Trust) PTP Participation Rate 10% Buffer	Point to Point Triennial	95% Participation
6-Year S&P 500 PTP Cap 30% Buffer	Point to Point 6-Year	75% Cap
6-Year Russell 2000 PTP Cap 20% Buffer	Point to Point 6-Year	115% Cap
6-Year Russell 2000 PTP Cap 30% Buffer	Point to Point 6-Year	80% Cap
6-Year Capital Strength (First Trust) PTP Cap 20% Buffer	Point to Point 6-Year	200% Cap
1-Year S&P 500 PTP Cap 10% Buffer	Point to Point Annual	12.15% Cap
1-Year Russell 2000 PTP Cap 10% Buffer	Point to Point Annual	16.25% Cap
1-Year MSCI EAFE PTP Cap 10% Buffer	Point to Point Annual	14.75% Cap
1-Year S&P 500 PTP Cap 20% Buffer	Point to Point Annual	9.25% Cap
3-Year S&P 500 PTP Participation Rate 10% Buffer	Point to Point Triennial	90% Participation
1-Year S&P 500 PTP Cap 15% Buffer	Point to Point Annual	10% Cap
1-Year Nasdaq-100 PTP Cap 15% Buffer	Point to Point Annual	12% Cap
6-Year S&P 500 PTP Spread 15% Buffer Uncapped	Point to Point 6-Year
6-Year Capital Strength (First Trust) PTP Spread 15% Buffer Uncapped	Point to Point 6-Year
6-Year Russell 2000 PTP Spread 15% Buffer Uncapped	Point to Point 6-Year
1-Year First Trust American Leadership PTP Cap 10% Buffer	Point to Point Annual	13.75% Cap
6-Year S&P 500 PTP Cap 20% Buffer Uncapped	Point to Point 6-Year	150% Cap
1-Year First Trust American Leadership Performance Triggered 10% Buffer	Performance Triggered Annual	10% Performance triggered
1-Year S&P 500 Performance Triggered 15% Buffer	Performance Triggered Annual	8.5% Performance triggered
1-Year S&P 500 Performance Triggered 10% Buffer	Performance Triggered Annual	9.25% Performance triggered
1-Year S&P 500 Performance Triggered 20% Buffer	Performance Triggered Annual	7.75% Performance triggered
1-Year Nasdaq-100 Performance Triggered 15% Buffer	Performance Triggered Annual	10.5% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6
Penalty	7%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
i4LIFE Indexed Advantage Rider	No	0.40% annually

Waivers

Nursing Home

A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date. The nursing home waiver does not include home health care.

Terminal Illness

A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date

Premium Notes

The minimum initial Purchase Payment for the Contract is $25,000. Additional Purchase Payments may be made to the Contract, subject to certain restrictions, and must be at least $100 per payment ($25 if transmitted electronically), and at least $300 annually. Additions are allowed any time until the maturity date.
Purchase Payments and Contract Value may be allocated to the Indexed Accounts only on the initial Start Date or Indexed Anniversary Date and must be at least $2,000.