Lincoln Level Advantage B-Share
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Highlights
Lincoln Level Advantage indexed variable annuity is a long-term investment product designed for retirement purposes.
Please note, availability is subject to firm and state approval
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Registered Index-Linked |
|---|---|
| Purpose | Accumulation |
|
Term
|
6 Years |
|
Surrender schedule
|
7%7%6%5%4%3% |
|
Free withdrawal
|
10% |
| Flexible premium | Product Life |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Launch date
|
05/21/2018 |
|
Minimum contribution
|
$25,000 |
|
Maximum contribution
|
$2,000,000 |
|
Max Age Qualified
|
85 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and NQ Stretch |
Brochure
|
Open brochure |
Find out if the Lincoln Level Advantage B-Share is the right product for you.
Premium Notes
The minimum initial Purchase Payment for the Contract is $25,000. Additional Purchase Payments may be made to the Contract, subject to certain restrictions, and must be at least $100 per payment ($25 if transmitted electronically), and at least $300 annually. Additions are allowed any time until the maturity date.
Purchase Payments and Contract Value may be allocated to the Indexed Accounts only on the initial Start Date or Indexed Anniversary Date and must be at least $2,000.
Purchase Payments and Contract Value may be allocated to the Indexed Accounts only on the initial Start Date or Indexed Anniversary Date and must be at least $2,000.
Withdrawal Provisions
Free Withdrawals
You have access to a free amount, which is equal to 10% of the current contract value or 10% of the total purchase payment.
You have access to a free amount, which is equal to 10% of the current contract value or 10% of the total purchase payment.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 6-Year Russell 2000 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
125%
Cap
|
| 6-Year First Trust American Leadership Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
250%
Cap
|
| 6-Year Capital Strength (First Trust) Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
250%
Cap
|
| 6-Year S&P 500 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
250%
Cap
|
| 1-Year Russell 2000 Dual Performance Triggered 10% Buffer (Limited States) |
Dual Performance Trigger (RILA)
Annual
|
7.5%
Performance triggered
|
| 1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer (Limited States) |
Dual Performance Trigger (RILA)
Annual
|
7%
Performance triggered
|
| 1-Year Capital Strength (First Trust) Dual Performance Triggered 10% Buffer (Limited States) |
Dual Performance Trigger (RILA)
Annual
|
6.5%
Performance triggered
|
| 1-Year S&P 500 Dual Performance Triggered 10% Buffer (Limited States) |
Dual Performance Trigger (RILA)
Annual
|
6.5%
Performance triggered
|
| 6-Year S&P 500 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
13%
Cap
|
| 6-Year Capital Strength (First Trust) Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
10.5%
Cap
|
| 6-Year MSCI EAFE Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
11.75%
Cap
|
| 6-Year Russell 2000 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
15%
Cap
|
| 1-Year First Trust American Leadership PTP Cap 15% Buffer |
Point to Point
Annual
|
11%
Cap
|
| 6-Year First Trust American Leadership PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
110%
Participation
|
| 6-Year Russell 2000 PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
105%
Participation
|
| 6-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
105%
Participation
|
| 6-Year Capital Strength (First Trust) PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
115%
Participation
|
| 6-Year MSCI EAFE PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
125%
Participation
|
| 1-Year Capital Strength (First Trust) PTP Cap 10% Buffer |
Point to Point
Annual
|
11%
Cap
|
| 1-Year S&P 500 PTP Cap 100% Buffer |
Point to Point
Annual
|
6%
Cap
|
| 6-Year Capital Strength (First Trust) PTP Cap 30% Buffer |
Point to Point
6-Year
|
300%
Cap
|
| 6-Year First Trust American Leadership PTP Cap 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 6-Year First Trust American Leadership PTP Spread 15% Buffer Uncapped |
Point to Point
6-Year
|
|
| 3-Year First Trust American Leadership PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
95%
Participation
|
| 3-Year Capital Strength (First Trust) PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
98%
Participation
|
| 6-Year S&P 500 PTP Cap 30% Buffer |
Point to Point
6-Year
|
95%
Cap
|
| 6-Year Russell 2000 PTP Cap 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 6-Year Russell 2000 PTP Cap 30% Buffer |
Point to Point
6-Year
|
95%
Cap
|
| 6-Year Capital Strength (First Trust) PTP Cap 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
12.15%
Cap
|
| 1-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Annual
|
16.25%
Cap
|
| 1-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Annual
|
14.75%
Cap
|
| 1-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
Annual
|
9.25%
Cap
|
| 3-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
93%
Participation
|
| 1-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Annual
|
10%
Cap
|
| 1-Year Nasdaq-100 PTP Cap 15% Buffer |
Point to Point
Annual
|
12%
Cap
|
| 6-Year S&P 500 PTP Spread 15% Buffer Uncapped |
Point to Point
6-Year
|
|
| 6-Year Capital Strength (First Trust) PTP Spread 15% Buffer Uncapped |
Point to Point
6-Year
|
|
| 6-Year Russell 2000 PTP Spread 15% Buffer Uncapped |
Point to Point
6-Year
|
|
| 1-Year First Trust American Leadership PTP Cap 10% Buffer |
Point to Point
Annual
|
13.75%
Cap
|
| 6-Year S&P 500 PTP Cap 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 1-Year First Trust American Leadership Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
10%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
8.5%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
9.25%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 20% Buffer |
Performance Triggered
Annual
|
7.75%
Performance triggered
|
| 1-Year Nasdaq-100 Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
10.5%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 7% | 7% | 6% | 5% | 4% | 3% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| i4LIFE Indexed Advantage Rider | No | 0.40% annually |
Waivers
Nursing Home
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date. The nursing home waiver does not include home health care.
Terminal Illness
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date
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