Lincoln National Life Insurance Company
4.7
based on complex data
Annuity Educator Rating
Annuity review

Lincoln Level Advantage 2 Advisory

The Lincoln Level Advantage 2 Advisory annuity is a reliable choice for a secure future. Its personalized options for income, growth, and protection ensure your money is working exactly as you need it. Moving into retirement isn't scary when your finances are in good hands!

This annuity's automatic account balancing feature, as advertised in the brochure, is a highlight. It helps keep your savings safe from volatile markets. Put simply – you can relax while Lincoln does the hard work. A fantastic option for your peace of mind and financial health.

Lincoln Level Advantage 2 Advisory-brochure Lincoln Level Advantage 2 Advisory-brochure

Lincoln Level Advantage 2 Advisory

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About Product

Type
Registered Index-Linked
Purpose
Accumulation
Surrender schedule
No Surrender Charge
Fee withdrawal:
100%
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$2,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, IRA, SEP IRA, and IRA-Roth
Launch Date
05/20/2024
Lincoln Level Advantage 2 gives you the opportunity to capture growth when the market is up. And for times when the market is down — you have a level of protection to help you stay on track.

Please note, availability is subject to firm and state approval
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
6-Year First Trust American Leadership Dual15 Plus with Cap
Dual15 Plus
6-Year
300% Cap
6-Year S&P 500 Dual15 Plus with Cap
Dual15 Plus
6-Year
300% Cap
6-Year Russell 2000 Dual15 Plus with Cap
Dual15 Plus
6-Year
150% Cap
6-Year Capital Strength Net Fee Dual15 Plus with Cap
Dual15 Plus
6-Year
300% Cap
1-Year Russell 2000 Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
8.5% Performance triggered
1-Year Capital Strength Net Fee Index Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7.5% Performance triggered
1-Year First Trust American Leadership Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7.75% Performance triggered
1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
9.5% Performance triggered
1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
8.5% Performance triggered
1-Year S&P 500 Dual Performance Triggered 10% Buffer
Dual Performance Trigger (RILA)
Annual
7.75% Performance triggered
6-Year Russell 2000 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
16.5% Cap
6-Year S&P 500 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
15% Cap
6-Year Russell 2000 PTP Participation Rate 10% Buffer
Point to Point
6-Year
120% Participation
1-Year S&P 500 PTP Cap 20% Buffer
Point to Point
Annual
13.5% Cap
6-Year MSCI EAFE PTP Participation Rate 10% Buffer
Point to Point
6-Year
140% Participation
6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer
Point to Point
6-Year
130% Participation
6-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
6-Year
125% Participation
6-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
6-Year
115% Participation
3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer
Point to Point
Triennial
123% Participation
3-Year First Trust American Leadership PTP Participation Rate 10% Buffer
Point to Point
Triennial
120% Participation
3-Year S&P 500 PTP Participation Rate 10% Buffer
Point to Point
Triennial
115% Participation
6-Year First Trust American Leadership PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
6-Year First Trust American Leadership PTP Cap 30% Buffer
Point to Point
6-Year
250% Cap
6-Year Capital Strength Net Fee PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
6-Year Capital Strength Net Fee PTP Cap 30% Buffer
Point to Point
6-Year
250% Cap
6-Year Russell 2000 PTP Cap 30% Buffer
Point to Point
6-Year
250% Cap
6-Year S&P 500 PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
1-Year S&P 500 PTP Cap 10% Buffer
Point to Point
Annual
18% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer
Point to Point
Annual
15% Cap
6-Year Russell 2000 PTP Cap 20% Buffer
Point to Point
6-Year
500% Cap
1-Year Capital Group Growth ETF PTP Cap 10% Buffer
Point to Point
Annual
19% Cap
1-Year Capital Group Growth ETF PTP Cap 15% Buffer
Point to Point
Annual
16.5% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer
Point to Point
Annual
17% Cap
1-Year First Trust American Leadership PTP Cap 10% Buffer
Point to Point
Annual
21% Cap
1-Year First Trust American Leadership PTP Cap 15% Buffer
Point to Point
Annual
17% Cap
1-Year MSCI EAFE PTP Cap 10% Buffer
Point to Point
Annual
23% Cap
1-Year Capital Strength Net Fee PTP Cap 10% Buffer
Point to Point
Annual
19% Cap
1-Year Capital Strength Net Fee PTP Cap 15% Buffer
Point to Point
Annual
12.25% Cap
1-Year Russell 2000 PTP Cap 10% Buffer
Point to Point
Annual
23% Cap
1-Year S&P 500 PTP Cap 100% Buffer
Point to Point
Annual
9% Cap
1-Year S&P 500 PTP Cap 15% Buffer
Point to Point
Annual
15.25% Cap
6-Year S&P 500 PTP Cap 30% Buffer
Point to Point
6-Year
250% Cap
1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer
Performance Triggered
Annual
11% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 10% Buffer
Performance Triggered
Annual
13.25% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 15% Buffer
Performance Triggered
Annual
12.25% Performance triggered
1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer
Performance Triggered
Annual
11.75% Performance triggered
1-Year S&P 500 Performance Triggered 20% Buffer
Performance Triggered
Annual
10% Performance triggered
1-Year S&P 500 Performance Triggered 15% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year S&P 500 Performance Triggered 10% Buffer
Performance Triggered
Annual
11.5% Performance triggered
6-Year First Trust American Leadership PTP Cap 25% Buffer
Point to Point
6-Year
350% Cap
6-Year S&P 500 PTP Cap 15% Buffer Uncapped
Point to Point
6-Year
6-Year S&P 500 PTP Cap 25% Buffer
Point to Point
6-Year
350% Cap
6-Year Russell 2000 PTP Cap 25% Buffer
Point to Point
6-Year
350% Cap
6-Year Russell 2000 PTP Cap 15% Buffer Uncapped
Point to Point
6-Year
6-Year Capital Strength Net Fee PTP Cap 15% Buffer Uncapped
Point to Point
6-Year
6-Year Capital Strength Net Fee PTP Cap 25% Buffer
Point to Point
6-Year
350% Cap
6-Year First Trust American Leadership PTP Cap 15% Buffer Uncapped
Point to Point
6-Year

Hypothetical Projection

Comparison against S&P 500 using current rates
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Riders

No Riders for Lincoln Level Advantage 2 Advisory annuity.

Waivers

No Waivers for Lincoln Level Advantage 2 Advisory annuity.

Premium Notes

The minimum Purchase Payment is $25,000. We do not accept additional Purchase Payments after the Contract has been issued to you. 

The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000. 

Withdrawal Provisions

Secure Lock+On any Valuation Date, excluding an Indexed Anniversary, between a term Start Date and term End Date, you may request to lock the Interim Value. The Interim Value as calculated at the end of that Valuation Date will be locked in and once enacted, a Secure Lock+ is irrevocable.If you request a lock-in when the Interim Value is below your Indexed Crediting Base, Protection Levels do not apply and you assume all loss. A lock-in may only be requested once per indexed year during an Index Term and is irrevocable.  Secure Lock+ is not available for Annual Lock or Dual15 Plus Indexed Accounts. 

Company Founded: 1905
Excellent Rated Company
Lincoln National Life Insurance Company
Company Ratings
4
  • A.M. Best A
  • Fitch A+
  • S&P A+
  • Moody's A2
  • Comdex 80
Assets: $101,842,579,438
Indiana

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