Fixed index annuity review and rates

Athene Agility 10

Athene Agility is a fixed indexed annuity that adapts to your needs whether for growth, income or help with the unexpected. It gives you the flexibility, security and confidence to reach for the retirement of your dreams.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.3% Fixed
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
115% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
160% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
65% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
100% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
10% Cap
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
100% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
130% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Athene Agility 10 Yes None
Athene Annuity and Life Company
Founded: 1909
A.M. Best: A
Fitch: A+
S&P: A
Moody's: A1
Carrier details
Free withdrawal
10%
Surrender schedule
10 years
Return of premium
Market value adjustment
Minimum contribution
$10,000
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth