Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Athene BCA 8 2.0 FER MAX

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
185% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
195% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
245% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
185% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
230% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
51% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
64% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
230% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
185% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
230% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
265% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
330% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8
Penalty 10% 9% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
BCA 2.0 FER Max Death Benefit Yes 1.10% annually
BCA 8 2.0 SGO Max w/FER No 1.00% annually (1.40% max)
BCA 8 2.0 Flex Growth w/FER No 1.00% annually