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Athene Performance Elite 10

The Athene Performance Elite 10 annuity is an amazing choice for ensuring a secure retirement. It offers solid growth potential and guaranteed income that's shielded from market downturns. It's a retiree's dream!

Plus, with benefits like potential bonus credits and lifetime income riders, you're offered both safety and opportunity for your hard-earned savings. With Athene Performance Elite 10, you get peace of mind in your golden years.

Athene Performance Elite 10

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Investment

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About Product

Type

Fixed Index

Purpose

Accumulation

Premium Bonus

14%

Term

10 Years

Surrender schedule

12%

11%

10%

Fee withdrawal:

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA

Launch Date

06/14/2015

The Athene Performance Elite 10 is a single premium fixed-indexed annuity with a 10 year surrender charge period and a MVA provision.

Optional Strategy Charge
Higher Cap and Participation Rates are available with a strategy charge. Annual Strategy Charges are calculated on the contract anniversary and deducted monthly from the Accumulated Value.
Strategy Charge Credit
A one-time Strategy Charge Credit will be added to the Accumulated Value at the end of the Withdrawal Charge Period, if the sum of all strategy charges applied, minus the sum of all interest credits, is greater than zero.

Strategy Preset
Strategy Preset is a unique “hands-free” option designed to:

harness diversification potential through broad index exposure
allow for personalization through preset options that best meet your return profile
automatically allocate your premium to a predetermined blend of index strategies
automatically rebalance each year to target that blend over time

You still have the potential to earn interest credits every year and can help optimize performance through the additional use of longer crediting terms and/ or strategy charges.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	2.95% Fixed
1-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Annual	145% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	6% Cap
2-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Biennial	195% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	82% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	130% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	115% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	155% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Annual	200% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Biennial	270% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	115% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	175% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	160% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	215% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	8.5% Cap
1-Year Fixed Account (CA Only)	Fixed	2.95% Fixed
1-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Annual	140% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Annual	100% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Biennial	190% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Biennial	135% Participation
1-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Annual	140% Participation
1-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Annual	100% Participation
2-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Biennial	190% Participation
2-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Biennial	135% Participation
1-Year S&P 500 FC PTP Participation Rate	Point to Point Annual	90% Participation
1-Year S&P 500 FC PTP Participation Rate	Point to Point Annual	65% Participation
2-Year S&P 500 FC PTP Participation Rate	Point to Point Biennial	125% Participation
2-Year S&P 500 FC PTP Participation Rate	Point to Point Biennial	90% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	12%	12%	12%	11%	10%	9%	8%	7%	6%	4%

Riders

No Riders for Athene Performance Elite 10 annuity.

Waivers

Terminal Illness

Unavailable in states: CA

You can withdraw up to 100% of your annuity’s Accumulated Value if you’re diagnosed with a Terminal Illness that is expected to result in death within one year and you meet the eligibility requirements. This waiver is available after your first Contract Anniversary. You may not be diagnosed during the first Contract Year.

Confinement

Unavailable in states: CA, and MA

After the first Contract Year, you can withdraw up to 100% of your annuity’s Accumulated Value if you’ve been confined to a Qualified Care facility for at least 60 consecutive days and meet the eligibility requirements. You cannot be confined at the time the contract is issued, and confinement must begin at least one year after the Contract Date.

Premium Notes

Premiums (Single premium only)
Minimum — $10,000 ($5,000 in CT, ID, MN, NJ, OH, OR, PA, UT, WA)

Withdrawal Provisions

Free Withdrawals Athene Performance Elite annuities provide annual penalty-free withdrawal privileges. Athene Performance Elite 10 annuity allows up to 5% beginning in the second Contract Year. Each year, you may withdraw up to the maximum free amount of your annuity’s Accumulated Value (as of the most recent Contract Anniversary) without a Withdrawal Charge, Market Value Adjustment (MVA) or any Premium Bonus Vesting Adjustment, if applicable. Required Minimum Distributions (RMDs) are IRS mandatory withdrawals required with qualified contracts (such as an IRA). These withdrawals from your annuity contract are considered part of your free withdrawal, free of Withdrawal Charges, MVA or Premium Bonus Vesting Adjustment for the Contract Year. Market Value Adjustment (MVA)A Market Value Adjustment applies to withdrawals in excess of the free withdrawal amount and full surrenders during the Withdrawal Charge period. If you take an excess withdrawal before the end of your Withdrawal Charge period, an MVA will be applied to that excess withdrawal. The MVA may increase or decrease the amount of the Withdrawal or Cash Surrender Value of your Contract depending on the change in interest rates. If interest rates have increased, stayed the same or decreased by less than 0.25%, the MVA will be negative. If interest rates have decreased by more than 0.25%, the MVA will be positive. MVA is not applicable in all states.

Company Founded: 1909

TOP Rated Company

Athene Annuity and Life Company

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