Fixed index annuity review and rates

Athene Performance Elite 15 Plus

The Athene Performance Elite 15 Plus is a single premium fixed-indexed annuity with a 15-year surrender charge period and an MVA provision. The Athene Performance Elite 15 Plus also pays a first-year premium bonus subject to a 15-year vesting schedule. 

The Liquidity Rider is automatically attached to and made part of your Athene Performance EliteĀ® 15 Plus annuity. In exchange for an Annual Rider Charge, this Rider provides you with the following benefits: 
  • An Enhanced Free Withdrawal Amount
  • A Return of Premium Benefit
  • Enhanced Annuitization
Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, NE, NV, NH, NM, NC, ND, OK, RI, SC, SD, TN, TX, VT, VA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.9% Fixed
2-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Biennial
67% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
160% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
125% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
195% Participation
1-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.5% Cap
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
120% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
82% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
140% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
190% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
270% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
112% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
175% Participation
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
160% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
220% Participation
1-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Annual
92% Participation
2-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Biennial
125% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Penalty 15% 15% 14% 14% 13% 13% 12% 11% 10% 9% 8% 7% 6% 5% 4%

Riders

Name Inbuilt Fee
Athene Annual Liquidity Rider Charge Rate 15 years Yes 0.95% annually (0.00% after 15 years)
Athene Annuity and Life Company
Founded: 1909
A.M. Best: A
Fitch: A+
S&P: A
Moody's: A1
Carrier details
Free withdrawal
10%
Premium bonus
20%
Surrender schedule
15 years
Return of premium
Market value adjustment
Minimum contribution
$10,000
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA