Fixed index annuity review and rates
Athene Performance Elite 15 Plus
The Athene Performance Elite 15 Plus is a single premium fixed-indexed annuity with a 15-year surrender charge period and an MVA provision. The Athene Performance Elite 15 Plus also pays a first-year premium bonus subject to a 15-year vesting schedule.
The Liquidity Rider is automatically attached to and made part of your Athene Performance Elite® 15 Plus annuity. In exchange for an Annual Rider Charge, this Rider provides you with the following benefits:
The Liquidity Rider is automatically attached to and made part of your Athene Performance Elite® 15 Plus annuity. In exchange for an Annual Rider Charge, this Rider provides you with the following benefits:
- An Enhanced Free Withdrawal Amount
- A Return of Premium Benefit
- Enhanced Annuitization
Available in states:
AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, NE, NV, NH, NM, NC, ND, OK, RI, SC, SD, TN, TX, VT, VA, WV, WI, and WY
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4.05%
Fixed
|
| 2-Year S&P 500 DRC 8% TR PTP Participation Rate |
Point to Point
Biennial
|
70%
Participation
|
| 2-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Biennial
|
220%
Participation
|
| 2-Year Nasdaq FC PTP Participation Rate |
Point to Point
Biennial
|
165%
Participation
|
| 2-Year BNP Paribas Multi-Asset PTP Participation Rate |
Point to Point
Biennial
|
265%
Participation
|
| 1-Year S&P 500 DRC 8% TR PTP Participation Rate |
Point to Point
Annual
|
65%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.5%
Cap
|
| 1-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Annual
|
160%
Participation
|
| 1-Year Nasdaq FC PTP Participation Rate |
Point to Point
Annual
|
105%
Participation
|
| 1-Year BNP Paribas Multi-Asset PTP Participation Rate |
Point to Point
Annual
|
185%
Participation
|
| 1-Year BNP Paribas Multi-Asset PTP Participation Rate |
Point to Point
Annual
|
235%
Participation
|
| 2-Year BNP Paribas Multi-Asset PTP Participation Rate |
Point to Point
Biennial
|
340%
Participation
|
| 1-Year Nasdaq FC PTP Participation Rate |
Point to Point
Annual
|
135%
Participation
|
| 2-Year Nasdaq FC PTP Participation Rate |
Point to Point
Biennial
|
215%
Participation
|
| 1-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Annual
|
200%
Participation
|
| 2-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Biennial
|
280%
Participation
|
| 1-Year S&P 500 DRC 8% TR PTP Participation Rate |
Point to Point
Annual
|
92%
Participation
|
| 2-Year S&P 500 DRC 8% TR PTP Participation Rate |
Point to Point
Biennial
|
125%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
12%
Cap
|
| 1-Year Fixed Account (CA Only) |
Fixed
|
3%
Fixed
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 15% | 15% | 14% | 14% | 13% | 13% | 12% | 11% | 10% | 9% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Athene Annual Liquidity Rider Charge Rate 15 years | Yes | 0.95% annually (0.00% after 15 years) |
Athene Annuity and Life Company
Founded:
1909
A.M. Best:
A
Fitch:
A+
S&P:
A
Moody's:
A1
Brochure
Free withdrawal
10%
Premium bonus
20%
Surrender schedule
15 years
Return of premium
Market value adjustment
Minimum contribution
$10,000
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA