Nationwide New Heights Select 10 (Most States) Rate & Reviews

Nationwide New Heights Select 10 (Most States)

Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index.

Available in states: AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MT, NE, NM, NC, ND, SD, TN, VT, VA, WV, and WI

Allocation Accounts

Name	Type	Rates
2-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Biennial	255% Participation 0.95% Spread
2-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B	Balanced Allocation Biennial	220% Participation
2-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Biennial	205% Participation 0.95% Spread
2-Year SG Macro Compass Balanced Allocation Participation Rate Option B	Balanced Allocation Biennial	175% Participation
2-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Biennial	240% Participation 0.95% Spread
2-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B	Balanced Allocation Biennial	205% Participation
2-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Biennial	65% Participation 1.95% Spread
2-Year S&P 500 Balanced Allocation Participation Rate with Declared Rate Option B	Balanced Allocation Biennial	0.25% Fixed 50% Participation
2-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Biennial	220% Participation 0.95% Spread
2-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B	Balanced Allocation Biennial	190% Participation
2-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Biennial	75% Participation 1.95% Spread
2-Year MSCI EAFE Balanced Allocation Participation Rate with Declared Rate Option B	Balanced Allocation Biennial	0.5% Fixed 55% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	10%	9%	8%	7%	6%	5%	4%	3%	2%

Riders

Name	Inbuilt	Fee
High Point Enhanced Death Benefit Rider	No	0.50% annually
Nationwide High Point 365 Select rider with Bonus	No	1.10% annually
New Heights Select 10 High Point 365	No	0.95% annually
High Point Select 10 Enhanced Death Benefit Rider with Bonus	No	0.80% annually