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Nationwide Defined Protection Annuity 2.0

The Nationwide Defined Protection Annuity 2.0 is a game-changer indeed. Gives you absolute control over your money, plus guaranteed protection from market volatility. Your golden years just got a whole lot brighter.

Time to stop worrying about the highs and lows of the market. Make a simple choice for a secure, stable and worry-free retirement. Go Nationwide today and secure your tomorrow!

Nationwide Defined Protection Annuity 2.0

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Investment

Your Gender

Your Age

Retire At

No agent will call you

About Product

Type

Registered Index-Linked

Purpose

Accumulation

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, 401a, SEP IRA, IRA-Roth, and SIMPLE IRA

Launch Date

05/20/2024

The Nationwide Defined Protection Annuity 2.0 is a single purchase payment deferred annuity contract issued by Nationwide Life Insurance Company. In exchange for your investment, you’ll receive growth opportunities based on the performance of an underlying index and some protection, at a level you select, from negative performance.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Strategy	Fixed	4% Fixed
1-Year S&P 500 Average DRC 10% Strategy B with 100% Protection	Point to Point Annual	45% Participation
3-Year NYSE Zebra Edge Strategy A with 90% Protection	Point to Point Triennial	290% Participation 1% Spread
1-Year S&P 500 Average DRC 10% Strategy B with 95% Protection	Point to Point Annual	65% Participation
1-Year S&P 500 Average DRC 10% Strategy B with 90% Protection	Point to Point Annual	80% Participation
1-Year SG Macro Compass Strategy B with 90% Protection	Point to Point Annual	295% Participation
1-Year SG Macro Compass Strategy B with 95% Protection	Point to Point Annual	220% Participation
1-Year SG Macro Compass Strategy B with 100% Protection	Point to Point Annual	120% Participation
3-Year SG Macro Compass Strategy B with 95% Protection	Point to Point Triennial	260% Participation
3-Year SG Macro Compass Strategy B with 90% Protection	Point to Point Triennial	310% Participation
3-Year SG Macro Compass Strategy B with 100% Protection	Point to Point Triennial	185% Participation
3-Year SG Macro Compass Strategy A with 100% Protection	Point to Point Triennial	215% Participation 1% Spread
3-Year SG Macro Compass Strategy A with 90% Protection	Point to Point Triennial	350% Participation 1% Spread
3-Year SG Macro Compass Strategy A with 95% Protection	Point to Point Triennial	295% Participation 1% Spread
1-Year SG Macro Compass Strategy A with 100% Protection	Point to Point Annual	140% Participation 1% Spread
1-Year SG Macro Compass Strategy A with 95% Protection	Point to Point Annual	245% Participation 1% Spread
1-Year SG Macro Compass Strategy A with 90% Protection	Point to Point Annual	330% Participation 1% Spread
1-Year NYSE Zebra Edge Strategy A with 90% Protection	Point to Point Annual	300% Participation 1% Spread
1-Year NYSE Zebra Edge Strategy A with 95% Protection	Point to Point Annual	230% Participation 1% Spread
1-Year NYSE Zebra Edge Strategy A with 100% Protection	Point to Point Annual	140% Participation 1% Spread
3-Year NYSE Zebra Edge Strategy A with 95% Protection	Point to Point Triennial	250% Participation 1% Spread
3-Year NYSE Zebra Edge Strategy A with 100% Protection	Point to Point Triennial	190% Participation 1% Spread
3-Year S&P 500 Average DRC 10% Strategy A with 95% Protection	Point to Point Triennial	95% Participation 1% Spread
3-Year S&P 500 Strategy A with 95% Protection	Point to Point Triennial	80% Participation 1.5% Spread
1-Year S&P 500 Strategy A with 100% Protection	Point to Point Annual	50% Participation 1.5% Spread
1-Year S&P 500 Strategy B with 90% Protection	Point to Point Annual	60% Participation
1-Year S&P 500 Strategy B with 95% Protection	Point to Point Annual	50% Participation
1-Year S&P 500 Strategy B with 100% Protection	Point to Point Annual	40% Participation
3-Year S&P 500 Strategy B with 95% Protection	Point to Point Triennial	65% Participation
3-Year S&P 500 Strategy B with 90% Protection	Point to Point Triennial	70% Participation
3-Year S&P 500 Strategy B with 100% Protection	Point to Point Triennial	50% Participation
3-Year S&P 500 Strategy A with 100% Protection	Point to Point Triennial	65% Participation 1.5% Spread
3-Year S&P 500 Strategy A with 90% Protection	Point to Point Triennial	90% Participation 1.5% Spread
3-Year S&P 500 Average DRC 10% Strategy B with 95% Protection	Point to Point Triennial	80% Participation
1-Year S&P 500 Average DRC 10% Strategy A with 100% Protection	Point to Point Annual	55% Participation 1% Spread
1-Year S&P 500 Strategy A with 95% Protection	Point to Point Annual	65% Participation 1.5% Spread
1-Year S&P 500 Strategy A with 90% Protection	Point to Point Annual	80% Participation 1.5% Spread
1-Year S&P 500 Average DRC 10% Strategy A with 90% Protection	Point to Point Annual	95% Participation 1% Spread
1-Year S&P 500 Average DRC 10% Strategy A with 95% Protection	Point to Point Annual	80% Participation 1% Spread
3-Year S&P 500 Average DRC 10% Strategy A with 90% Protection	Point to Point Triennial	105% Participation 1% Spread
3-Year S&P 500 Average DRC 10% Strategy A with 100% Protection	Point to Point Triennial	75% Participation 1% Spread
3-Year S&P 500 Average DRC 10% Strategy B with 100% Protection	Point to Point Triennial	65% Participation
3-Year S&P 500 Average DRC 10% Strategy B with 90% Protection	Point to Point Triennial	85% Participation
1-Year BlackRock Select Factor Strategy B with 95% Protection	Point to Point Annual	200% Participation
3-Year J.P. Morgan Mozaic II Strategy A with 95% Protection	Point to Point Triennial	285% Participation 1% Spread
3-Year J.P. Morgan Mozaic II Strategy A with 90% Protection	Point to Point Triennial	335% Participation 1% Spread
3-Year J.P. Morgan Mozaic II Strategy A with 100% Protection	Point to Point Triennial	210% Participation 1% Spread
3-Year J.P. Morgan Mozaic II Strategy B with 100% Protection	Point to Point Triennial	185% Participation
3-Year J.P. Morgan Mozaic II Strategy B with 90% Protection	Point to Point Triennial	300% Participation
3-Year J.P. Morgan Mozaic II Strategy B with 95% Protection	Point to Point Triennial	250% Participation
1-Year J.P. Morgan Mozaic II Strategy B with 100% Protection	Point to Point Annual	130% Participation
1-Year J.P. Morgan Mozaic II Strategy B with 95% Protection	Point to Point Annual	225% Participation
1-Year J.P. Morgan Mozaic II Strategy B with 90% Protection	Point to Point Annual	300% Participation
1-Year BlackRock Select Factor Strategy B with 90% Protection	Point to Point Annual	265% Participation
1-Year J.P. Morgan Mozaic II Strategy A with 100% Protection	Point to Point Annual	150% Participation 1% Spread
1-Year BlackRock Select Factor Strategy B with 100% Protection	Point to Point Annual	115% Participation
3-Year BlackRock Select Factor Strategy B with 95% Protection	Point to Point Triennial	235% Participation
3-Year BlackRock Select Factor Strategy B with 90% Protection	Point to Point Triennial	275% Participation
3-Year BlackRock Select Factor Strategy B with 100% Protection	Point to Point Triennial	175% Participation
3-Year BlackRock Select Factor Strategy A with 100% Protection	Point to Point Triennial	200% Participation 1% Spread
3-Year BlackRock Select Factor Strategy A with 90% Protection	Point to Point Triennial	310% Participation 1% Spread
3-Year BlackRock Select Factor Strategy A with 95% Protection	Point to Point Triennial	265% Participation 1% Spread
1-Year BlackRock Select Factor Strategy A with 100% Protection	Point to Point Annual	135% Participation 1% Spread
1-Year BlackRock Select Factor Strategy A with 95% Protection	Point to Point Annual	225% Participation 1% Spread
3-Year MSCI EAFE Strategy B with 90% Protection	Point to Point Triennial	100% Participation
3-Year NYSE Zebra Edge Strategy B with 100% Protection	Point to Point Triennial	165% Participation
3-Year NYSE Zebra Edge Strategy B with 90% Protection	Point to Point Triennial	255% Participation
3-Year NYSE Zebra Edge Strategy B with 95% Protection	Point to Point Triennial	220% Participation
1-Year NYSE Zebra Edge Strategy B with 100% Protection	Point to Point Annual	120% Participation
1-Year NYSE Zebra Edge Strategy B with 95% Protection	Point to Point Annual	200% Participation
1-Year NYSE Zebra Edge Strategy B with 90% Protection	Point to Point Annual	270% Participation
1-Year MSCI EAFE Strategy B with 90% Protection	Point to Point Annual	85% Participation
1-Year MSCI EAFE Strategy B with 95% Protection	Point to Point Annual	70% Participation
1-Year MSCI EAFE Strategy B with 100% Protection	Point to Point Annual	50% Participation
3-Year MSCI EAFE Strategy B with 95% Protection	Point to Point Triennial	90% Participation
1-Year BlackRock Select Factor Strategy A with 90% Protection	Point to Point Annual	300% Participation 1% Spread
3-Year MSCI EAFE Strategy B with 100% Protection	Point to Point Triennial	70% Participation
3-Year MSCI EAFE Strategy A with 100% Protection	Point to Point Triennial	90% Participation 1.5% Spread
3-Year MSCI EAFE Strategy A with 90% Protection	Point to Point Triennial	125% Participation 1.5% Spread
3-Year MSCI EAFE Strategy A with 95% Protection	Point to Point Triennial	110% Participation 1.5% Spread
1-Year MSCI EAFE Strategy A with 100% Protection	Point to Point Annual	60% Participation 1.5% Spread
1-Year MSCI EAFE Strategy A with 95% Protection	Point to Point Annual	85% Participation 1.5% Spread
1-Year MSCI EAFE Strategy A with 90% Protection	Point to Point Annual	105% Participation 1.5% Spread
1-Year J.P. Morgan Mozaic II Strategy A with 90% Protection	Point to Point Annual	335% Participation 1% Spread
1-Year J.P. Morgan Mozaic II Strategy A with 95% Protection	Point to Point Annual	250% Participation 1% Spread

Surrender schedule

Year	1	2	3	4	5	6
Penalty	8%	8%	7%	6%	5%	4%

Riders

No Riders for Nationwide Defined Protection Annuity 2.0 annuity.

Waivers

Terminal Illness

Unavailable in states: CA, and MD

In the event of a long-term care or terminal illness or injury event, withdrawals or surrenders will be treated as Free Withdrawals as long as the contract owner and annuitant are the same person, and the contract owner does not exceed age 80 at issue.

Long-term Care

Unavailable in states: CA, and MD

Premium Notes

Maximum issue ages
85 (annuitant), no limit (owner)

Minimum investment
$25,000 single purchase payment

Plan types
Traditional IRA, Roth IRA, Non-Qualified, Charitable Remainder Trusts (CRT), SEP IRA, Simple IRA, 401(a) (Investment Only), and 401(k) (Investment Only)

Withdrawal Provisions

Free Withdrawals 10% of the contract value at the beginning of the contract year or the required minimum distribution amount (whichever is greater) Free Withdrawals are also available for long-term care or a terminal illness if certain conditions are met.Market Value Adjustment (MVA) This will be an adjustment (positive or negative based on market conditions) for withdrawals greater than the Free Withdrawal Amount during the first six years.

Company Founded: 1929

TOP Rated Company

Nationwide Life Insurance Company

Company Ratings

4.7