Nationwide Defined Protection Annuity 2.0
Nationwide Defined Protection Annuity 2.0
Ratings:
- A.M. Best A+
- S&P A+
- Moody's A1
- Comdex 90
About Product
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Strategy |
Fixed
|
4%
Fixed
|
1-Year S&P 500 Average DRC 10% Strategy B with 100% Protection |
Point to Point
Annual
|
45%
Participation
|
3-Year NYSE Zebra Edge Strategy A with 90% Protection |
Point to Point
Triennial
|
290%
Participation
1%
Spread
|
1-Year S&P 500 Average DRC 10% Strategy B with 95% Protection |
Point to Point
Annual
|
65%
Participation
|
1-Year S&P 500 Average DRC 10% Strategy B with 90% Protection |
Point to Point
Annual
|
80%
Participation
|
1-Year SG Macro Compass Strategy B with 90% Protection |
Point to Point
Annual
|
295%
Participation
|
1-Year SG Macro Compass Strategy B with 95% Protection |
Point to Point
Annual
|
220%
Participation
|
1-Year SG Macro Compass Strategy B with 100% Protection |
Point to Point
Annual
|
120%
Participation
|
3-Year SG Macro Compass Strategy B with 95% Protection |
Point to Point
Triennial
|
260%
Participation
|
3-Year SG Macro Compass Strategy B with 90% Protection |
Point to Point
Triennial
|
310%
Participation
|
3-Year SG Macro Compass Strategy B with 100% Protection |
Point to Point
Triennial
|
185%
Participation
|
3-Year SG Macro Compass Strategy A with 100% Protection |
Point to Point
Triennial
|
215%
Participation
1%
Spread
|
3-Year SG Macro Compass Strategy A with 90% Protection |
Point to Point
Triennial
|
350%
Participation
1%
Spread
|
3-Year SG Macro Compass Strategy A with 95% Protection |
Point to Point
Triennial
|
295%
Participation
1%
Spread
|
1-Year SG Macro Compass Strategy A with 100% Protection |
Point to Point
Annual
|
140%
Participation
1%
Spread
|
1-Year SG Macro Compass Strategy A with 95% Protection |
Point to Point
Annual
|
245%
Participation
1%
Spread
|
1-Year SG Macro Compass Strategy A with 90% Protection |
Point to Point
Annual
|
330%
Participation
1%
Spread
|
1-Year NYSE Zebra Edge Strategy A with 90% Protection |
Point to Point
Annual
|
300%
Participation
1%
Spread
|
1-Year NYSE Zebra Edge Strategy A with 95% Protection |
Point to Point
Annual
|
230%
Participation
1%
Spread
|
1-Year NYSE Zebra Edge Strategy A with 100% Protection |
Point to Point
Annual
|
140%
Participation
1%
Spread
|
3-Year NYSE Zebra Edge Strategy A with 95% Protection |
Point to Point
Triennial
|
250%
Participation
1%
Spread
|
3-Year NYSE Zebra Edge Strategy A with 100% Protection |
Point to Point
Triennial
|
190%
Participation
1%
Spread
|
3-Year S&P 500 Average DRC 10% Strategy A with 95% Protection |
Point to Point
Triennial
|
95%
Participation
1%
Spread
|
3-Year S&P 500 Strategy A with 95% Protection |
Point to Point
Triennial
|
80%
Participation
1.5%
Spread
|
1-Year S&P 500 Strategy A with 100% Protection |
Point to Point
Annual
|
50%
Participation
1.5%
Spread
|
1-Year S&P 500 Strategy B with 90% Protection |
Point to Point
Annual
|
60%
Participation
|
1-Year S&P 500 Strategy B with 95% Protection |
Point to Point
Annual
|
50%
Participation
|
1-Year S&P 500 Strategy B with 100% Protection |
Point to Point
Annual
|
40%
Participation
|
3-Year S&P 500 Strategy B with 95% Protection |
Point to Point
Triennial
|
65%
Participation
|
3-Year S&P 500 Strategy B with 90% Protection |
Point to Point
Triennial
|
70%
Participation
|
3-Year S&P 500 Strategy B with 100% Protection |
Point to Point
Triennial
|
50%
Participation
|
3-Year S&P 500 Strategy A with 100% Protection |
Point to Point
Triennial
|
65%
Participation
1.5%
Spread
|
3-Year S&P 500 Strategy A with 90% Protection |
Point to Point
Triennial
|
90%
Participation
1.5%
Spread
|
3-Year S&P 500 Average DRC 10% Strategy B with 95% Protection |
Point to Point
Triennial
|
80%
Participation
|
1-Year S&P 500 Average DRC 10% Strategy A with 100% Protection |
Point to Point
Annual
|
55%
Participation
1%
Spread
|
1-Year S&P 500 Strategy A with 95% Protection |
Point to Point
Annual
|
65%
Participation
1.5%
Spread
|
1-Year S&P 500 Strategy A with 90% Protection |
Point to Point
Annual
|
80%
Participation
1.5%
Spread
|
1-Year S&P 500 Average DRC 10% Strategy A with 90% Protection |
Point to Point
Annual
|
95%
Participation
1%
Spread
|
1-Year S&P 500 Average DRC 10% Strategy A with 95% Protection |
Point to Point
Annual
|
80%
Participation
1%
Spread
|
3-Year S&P 500 Average DRC 10% Strategy A with 90% Protection |
Point to Point
Triennial
|
105%
Participation
1%
Spread
|
3-Year S&P 500 Average DRC 10% Strategy A with 100% Protection |
Point to Point
Triennial
|
75%
Participation
1%
Spread
|
3-Year S&P 500 Average DRC 10% Strategy B with 100% Protection |
Point to Point
Triennial
|
65%
Participation
|
3-Year S&P 500 Average DRC 10% Strategy B with 90% Protection |
Point to Point
Triennial
|
85%
Participation
|
1-Year BlackRock Select Factor Strategy B with 95% Protection |
Point to Point
Annual
|
200%
Participation
|
3-Year J.P. Morgan Mozaic II Strategy A with 95% Protection |
Point to Point
Triennial
|
285%
Participation
1%
Spread
|
3-Year J.P. Morgan Mozaic II Strategy A with 90% Protection |
Point to Point
Triennial
|
335%
Participation
1%
Spread
|
3-Year J.P. Morgan Mozaic II Strategy A with 100% Protection |
Point to Point
Triennial
|
210%
Participation
1%
Spread
|
3-Year J.P. Morgan Mozaic II Strategy B with 100% Protection |
Point to Point
Triennial
|
185%
Participation
|
3-Year J.P. Morgan Mozaic II Strategy B with 90% Protection |
Point to Point
Triennial
|
300%
Participation
|
3-Year J.P. Morgan Mozaic II Strategy B with 95% Protection |
Point to Point
Triennial
|
250%
Participation
|
1-Year J.P. Morgan Mozaic II Strategy B with 100% Protection |
Point to Point
Annual
|
130%
Participation
|
1-Year J.P. Morgan Mozaic II Strategy B with 95% Protection |
Point to Point
Annual
|
225%
Participation
|
1-Year J.P. Morgan Mozaic II Strategy B with 90% Protection |
Point to Point
Annual
|
300%
Participation
|
1-Year BlackRock Select Factor Strategy B with 90% Protection |
Point to Point
Annual
|
265%
Participation
|
1-Year J.P. Morgan Mozaic II Strategy A with 100% Protection |
Point to Point
Annual
|
150%
Participation
1%
Spread
|
1-Year BlackRock Select Factor Strategy B with 100% Protection |
Point to Point
Annual
|
115%
Participation
|
3-Year BlackRock Select Factor Strategy B with 95% Protection |
Point to Point
Triennial
|
235%
Participation
|
3-Year BlackRock Select Factor Strategy B with 90% Protection |
Point to Point
Triennial
|
275%
Participation
|
3-Year BlackRock Select Factor Strategy B with 100% Protection |
Point to Point
Triennial
|
175%
Participation
|
3-Year BlackRock Select Factor Strategy A with 100% Protection |
Point to Point
Triennial
|
200%
Participation
1%
Spread
|
3-Year BlackRock Select Factor Strategy A with 90% Protection |
Point to Point
Triennial
|
310%
Participation
1%
Spread
|
3-Year BlackRock Select Factor Strategy A with 95% Protection |
Point to Point
Triennial
|
265%
Participation
1%
Spread
|
1-Year BlackRock Select Factor Strategy A with 100% Protection |
Point to Point
Annual
|
135%
Participation
1%
Spread
|
1-Year BlackRock Select Factor Strategy A with 95% Protection |
Point to Point
Annual
|
225%
Participation
1%
Spread
|
3-Year MSCI EAFE Strategy B with 90% Protection |
Point to Point
Triennial
|
100%
Participation
|
3-Year NYSE Zebra Edge Strategy B with 100% Protection |
Point to Point
Triennial
|
165%
Participation
|
3-Year NYSE Zebra Edge Strategy B with 90% Protection |
Point to Point
Triennial
|
255%
Participation
|
3-Year NYSE Zebra Edge Strategy B with 95% Protection |
Point to Point
Triennial
|
220%
Participation
|
1-Year NYSE Zebra Edge Strategy B with 100% Protection |
Point to Point
Annual
|
120%
Participation
|
1-Year NYSE Zebra Edge Strategy B with 95% Protection |
Point to Point
Annual
|
200%
Participation
|
1-Year NYSE Zebra Edge Strategy B with 90% Protection |
Point to Point
Annual
|
270%
Participation
|
1-Year MSCI EAFE Strategy B with 90% Protection |
Point to Point
Annual
|
85%
Participation
|
1-Year MSCI EAFE Strategy B with 95% Protection |
Point to Point
Annual
|
70%
Participation
|
1-Year MSCI EAFE Strategy B with 100% Protection |
Point to Point
Annual
|
50%
Participation
|
3-Year MSCI EAFE Strategy B with 95% Protection |
Point to Point
Triennial
|
90%
Participation
|
1-Year BlackRock Select Factor Strategy A with 90% Protection |
Point to Point
Annual
|
300%
Participation
1%
Spread
|
3-Year MSCI EAFE Strategy B with 100% Protection |
Point to Point
Triennial
|
70%
Participation
|
3-Year MSCI EAFE Strategy A with 100% Protection |
Point to Point
Triennial
|
90%
Participation
1.5%
Spread
|
3-Year MSCI EAFE Strategy A with 90% Protection |
Point to Point
Triennial
|
125%
Participation
1.5%
Spread
|
3-Year MSCI EAFE Strategy A with 95% Protection |
Point to Point
Triennial
|
110%
Participation
1.5%
Spread
|
1-Year MSCI EAFE Strategy A with 100% Protection |
Point to Point
Annual
|
60%
Participation
1.5%
Spread
|
1-Year MSCI EAFE Strategy A with 95% Protection |
Point to Point
Annual
|
85%
Participation
1.5%
Spread
|
1-Year MSCI EAFE Strategy A with 90% Protection |
Point to Point
Annual
|
105%
Participation
1.5%
Spread
|
1-Year J.P. Morgan Mozaic II Strategy A with 90% Protection |
Point to Point
Annual
|
335%
Participation
1%
Spread
|
1-Year J.P. Morgan Mozaic II Strategy A with 95% Protection |
Point to Point
Annual
|
250%
Participation
1%
Spread
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 |
---|---|---|---|---|---|---|
Penalty | 8% | 8% | 7% | 6% | 5% | 4% |
Riders
No Riders for Nationwide Defined Protection Annuity 2.0 annuity.
Waivers
Terminal Illness
Unavailable in states: CA, and MD
In the event of a long-term care or terminal illness or injury event, withdrawals or surrenders will be treated as Free Withdrawals as long as the contract owner and annuitant are the same person, and the contract owner does not exceed age 80 at issue.
Long-term Care
Unavailable in states: CA, and MD
In the event of a long-term care or terminal illness or injury event, withdrawals or surrenders will be treated as Free Withdrawals as long as the contract owner and annuitant are the same person, and the contract owner does not exceed age 80 at issue.
Premium Notes
85 (annuitant), no limit (owner)
Minimum investment
$25,000 single purchase payment
Plan types
Traditional IRA, Roth IRA, Non-Qualified, Charitable Remainder Trusts (CRT), SEP IRA, Simple IRA, 401(a) (Investment Only), and 401(k) (Investment Only)
Withdrawal Provisions
- 10% of the contract value at the beginning of the contract year or the required minimum distribution amount (whichever is greater)
- Free Withdrawals are also available for long-term care or a terminal illness if certain conditions are met.
This will be an adjustment (positive or negative based on market conditions) for withdrawals greater than the Free Withdrawal Amount during the first six years.