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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Nationwide New Heights Select 12

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Highlights

Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index. 
Available in states: AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, NE, NM, NC, ND, SD, TN, VT, VA, WV, WI, and WY
Type
Fixed Index
Term
12 Years
Surrender schedule
10%10%10%10%10%9.5%9%8%7%6%5%4%
Free withdrawal
1st year: 0%
2nd+ year: 7%
Market value adjustment
Return of premium
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, and NQ Stretch
Brochure
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Allocation Accounts

Name Type Rates
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
305% Participation
0.95% Spread
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
270% Participation
3-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
220% Participation
0.95% Spread
3-Year SG Macro Compass Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
190% Participation
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
275% Participation
0.95% Spread
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
235% Participation
3-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
75% Participation
1.95% Spread
3-Year S&P 500 Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
55% Participation
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
235% Participation
0.95% Spread
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
205% Participation
3-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
95% Participation
1.95% Spread
3-Year MSCI EAFE Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
70% Participation
1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
145% Participation
0.95% Spread
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
160% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
180% Participation
0.95% Spread
1-Year MSCI EAFE Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
45% Participation
1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
60% Participation
1.95% Spread
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
140% Participation
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
155% Participation
0.95% Spread
1-Year S&P 500 Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
40% Participation
1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
55% Participation
1.95% Spread
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
155% Participation
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
175% Participation
0.95% Spread
1-Year SG Macro Compass Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
130% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12
Penalty 10% 10% 10% 10% 10% 10% 9% 8% 7% 6% 5% 4%

Riders

Name Inbuilt Fee
High Point Select 12 Enhanced Death Benefit Rider No 0.55% annually
Nationwide High Point 365 Select rider with Bonus No 1.10% annually
New Heights Select 12 High Point 365 No 0.95% annually
High Point Select 12 Enhanced Death Benefit Rider with Bonus No 0.95% annually
Care Concierge Yes

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