Nationwide New Heights Select 12
The Nationwide New Heights Select 12 annuity is an exceptional tool for those planning for a stable future. Its ability to protect and grow your savings without market downside risk is absolutely laudable.
With optional income riders and a bonus on initial purchase, it truly excels in maximizing your retirement income. A sound choice for a worry-free retirement!
Nationwide New Heights Select 12
About Product
Please note if an independent agent wants to sell New Heights Select, they have to go through Annexus.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
300%
Participation
0.75%
Spread
|
| 3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
265%
Participation
|
| 3-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
205%
Participation
0.75%
Spread
|
| 3-Year SG Macro Compass Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
180%
Participation
|
| 3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
255%
Participation
0.75%
Spread
|
| 3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
225%
Participation
|
| 3-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
75%
Participation
1.95%
Spread
|
| 3-Year S&P 500 Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
50%
Participation
|
| 3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Triennial
|
220%
Participation
0.75%
Spread
|
| 3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B |
Balanced Allocation
Triennial
|
195%
Participation
|
| 3-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (VA Only) |
Balanced Allocation
Triennial
|
100%
Participation
1.95%
Spread
|
| 3-Year MSCI EAFE Balanced Allocation Participation Rate Option B (VA Only) |
Balanced Allocation
Triennial
|
75%
Participation
|
| 1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Annual
|
130%
Participation
0.75%
Spread
|
| 1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B |
Balanced Allocation
Annual
|
150%
Participation
|
| 1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Annual
|
165%
Participation
0.75%
Spread
|
| 1-Year MSCI EAFE Balanced Allocation Participation Rate Option B (VA Only) |
Balanced Allocation
Annual
|
45%
Participation
|
| 1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (VA Only) |
Balanced Allocation
Annual
|
60%
Participation
1.95%
Spread
|
| 1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B |
Balanced Allocation
Annual
|
125%
Participation
|
| 1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Annual
|
140%
Participation
0.75%
Spread
|
| 1-Year S&P 500 Balanced Allocation Participation Rate Option B |
Balanced Allocation
Annual
|
35%
Participation
|
| 1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Annual
|
50%
Participation
1.95%
Spread
|
| 1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B |
Balanced Allocation
Annual
|
145%
Participation
|
| 1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Annual
|
160%
Participation
0.75%
Spread
|
| 1-Year SG Macro Compass Balanced Allocation Participation Rate Option B |
Balanced Allocation
Annual
|
120%
Participation
|
| 3-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Triennial
|
90%
Participation
1.25%
Spread
|
| 3-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Biennial
|
70%
Participation
|
| 3-Year Loomis Sayles Discovery Balanced Allocation Participation Rate Option B (Limited States) |
Balanced Allocation
Triennial
|
175%
Participation
|
| 3-Year Loomis Sayles Discovery Balanced Allocation Participation Rate with Spread Option A (Limited States) |
Balanced Allocation
Triennial
|
200%
Participation
0.95%
Spread
|
| 1-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate Option B |
Balanced Allocation
Annual
|
50%
Participation
|
| 1-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Annual
|
60%
Participation
1.25%
Spread
|
| 1-Year Loomis Sayles Discovery Balanced Allocation Participation Rate with Spread Option A |
Balanced Allocation
Annual
|
105%
Participation
0.95%
Spread
|
| 1-Year Loomis Sayles Discovery Balanced Allocation Participation Rate Option B |
Balanced Allocation
Annual
|
95%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 10% | 10% | 10% | 10% | 10% | 10% | 9% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| High Point Select 12 Enhanced Death Benefit Rider | No | 0.55% annually |
| Nationwide High Point 365 Select rider with Bonus | No | 1.10% annually |
| New Heights Select 12 High Point 365 | No | 0.95% annually |
Waivers
Confinement
After the first contract year, if the client has a qualifying long-term care event or terminal illness or injury, all withdrawals will be treated as free withdrawals and receive full earnings to-date.
Premium Notes
Withdrawal Provisions
Accessing your moneyAt any time you may have access to your money, subject to certain terms and conditions. After the first contract anniversary and through the end of the Surrender Charge period, you may withdraw up to 7% of your contract value each year as a free withdrawal without incurring a Surrender Charge (or MVA or recoupment of unvested bonus, if applicable) and receive full earnings-to-date on the amount withdrawn. After the Surrender Charge period, 10% of your contract value each year will receive full earnings-to-date if withdrawn. The amount of any Required Minimum Distribution (RMD) associated with your contract value will be treated as a free withdrawal.Required Minimum Distribution (RMD)Available free of Surrender Charges and MVA (if applicable).Market Value Adjustment (MVA)Applies during the Surrender Charge period to withdrawals in excess of the contract’s free withdrawal amount, and does not apply to long-term care event or terminal illness or injury withdrawals or if a death benefit is payable; not applicable in all states. Please refer to the back page for more information on MVA.
- A.M. Best A+
- S&P A+
- Moody's A1
- Comdex 90
