Nationwide Defender Annuity
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Highlights
Nationwide Defender is a registered index-linked annuity
A registered index-linked annuity (RILA) is an individual single-purchase-payment deferred annuity and long-term savings option that limits exposure to downside risk and provides the opportunity for growth. It offers more growth potential than a fixed indexed annuity but less potential return and less risk than a variable annuity.
A registered index-linked annuity (RILA) is an individual single-purchase-payment deferred annuity and long-term savings option that limits exposure to downside risk and provides the opportunity for growth. It offers more growth potential than a fixed indexed annuity but less potential return and less risk than a variable annuity.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
6 Years |
|
Surrender schedule
|
8%8%7%6%5%4% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, 401k, IRA, 401a, SEP IRA, IRA-Roth, and SIMPLE IRA |
Brochure
|
Open brochure |
Find out if the Nationwide Defender Annuity is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4%
Fixed
|
| 6-Year S&P 500 PTP Participation Rate with 20% Buffer Uncapped |
Point to Point
6-Year
|
120%
Participation
|
| 1-Year S&P 500 PTP Cap with 20% Buffer |
Point to Point
Annual
|
14%
Cap
|
| 1-Year S&P MidCap 400 PTP Cap with 10% Buffer |
Point to Point
Annual
|
23%
Cap
|
| 6-Year Russell 2000 PTP Participation Rate with 10% Buffer Uncapped |
Point to Point
6-Year
|
125%
Participation
|
| 3-Year Russell 2000 PTP Participation Rate with 10% Buffer Uncapped |
Point to Point
Triennial
|
115%
Participation
|
| 3-Year S&P 500 PTP Participation Rate with 20% Buffer Uncapped |
Point to Point
Triennial
|
110%
Participation
|
| 1-Year Nasdaq-100 PTP Cap with 10% Buffer |
Point to Point
Annual
|
20%
Cap
|
| 1-Year MSCI EAFE PTP Cap with 10% Buffer |
Point to Point
Annual
|
40%
Cap
|
| 1-Year Russell 2000 PTP Cap with 10% Buffer |
Point to Point
Annual
|
25%
Cap
|
| 1-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Annual
|
24.5%
Cap
|
| 3-Year S&P 500 PTP Participation Rate with 10% Buffer Uncapped |
Point to Point
Triennial
|
120%
Participation
|
| 6-Year S&P 500 PTP Participation Rate with 10% Buffer Uncapped |
Point to Point
6-Year
|
135%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 8% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Defender ROP Death Benefit option | No | 0.15% annually |
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