Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Nationwide New Heights Select 9 (Most States)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index. 
Available in states: AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MT, NE, NM, NC, ND, SD, TN, VT, VA, WV, and WI

Allocation Accounts

Name Type Rates
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
300% Participation
0.95% Spread
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
260% Participation
3-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
215% Participation
0.95% Spread
3-Year SG Macro Compass Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
185% Participation
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
270% Participation
0.95% Spread
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
230% Participation
3-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
70% Participation
1.95% Spread
3-Year S&P 500 Balanced Allocation Participation Rate with Declared Rate Option B
Balanced Allocation
Triennial
0.5% Fixed
50% Participation
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
230% Participation
0.95% Spread
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
200% Participation
3-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
90% Participation
1.95% Spread
3-Year MSCI EAFE Balanced Allocation Participation Rate with Declared Rate Option B
Balanced Allocation
Triennial
0.5% Fixed
65% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
160% Participation
1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
140% Participation
0.95% Spread
1-Year SG Macro Compass Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
125% Participation
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
170% Participation
0.95% Spread
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
150% Participation
1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
55% Participation
1.95% Spread
1-Year S&P 500 Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
0.5% Fixed
35% Participation
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
150% Participation
0.95% Spread
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
135% Participation
1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
60% Participation
1.95% Spread
1-Year MSCI EAFE Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
0.5% Fixed
45% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
175% Participation
0.95% Spread

Surrender schedule

Year 1 2 3 4 5 6 7 8 9
Penalty 9% 9% 9% 9% 8% 7% 6% 5% 4%

Riders

Name Inbuilt Fee
High Point Enhanced Death Benefit Rider No 0.50% annually
Nationwide High Point 365 Select rider with Bonus No 1.10% annually
New Heights Select 9 High Point 365 No 0.95% annually
High Point Select 9 Enhanced Death Benefit Rider with Bonus No 0.95% annually
Care Concierge Yes