Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Nationwide New Heights Select 8

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
2-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
240% Participation
0.95% Spread
2-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
210% Participation
2-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
180% Participation
0.95% Spread
2-Year SG Macro Compass Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
155% Participation
2-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
220% Participation
0.95% Spread
2-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
190% Participation
2-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
65% Participation
1.95% Spread
2-Year S&P 500 Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
45% Participation
2-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
200% Participation
0.95% Spread
2-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
175% Participation
2-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Biennial
75% Participation
1.95% Spread
2-Year MSCI EAFE Balanced Allocation Participation Rate Option B
Balanced Allocation
Biennial
55% Participation
1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
140% Participation
0.95% Spread
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
155% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
175% Participation
0.95% Spread
1-Year MSCI EAFE Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
40% Participation
1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
55% Participation
1.95% Spread
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
130% Participation
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
150% Participation
0.95% Spread
1-Year S&P 500 Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
35% Participation
1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
50% Participation
1.95% Spread
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
150% Participation
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A (Limited States)
Balanced Allocation
Annual
170% Participation
0.95% Spread
1-Year SG Macro Compass Balanced Allocation Participation Rate Option B (Limited States)
Balanced Allocation
Annual
120% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8
Penalty 9% 8% 7% 6% 5% 4% 3% 2%

Riders

Name Inbuilt Fee
New Heights Select 8 High Point 365 No 0.95% annually
High Point Enhanced Death Benefit Rider No 0.50% annually
High Point Select 8 Enhanced Death Benefit Rider with Bonus No 0.80% annually
Nationwide High Point 365 Select rider with Bonus No 1.10% annually
Care Concierge Yes