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Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Athene BCA 10 2.0 FER

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

BCA 10 2.0 fixed indexed annuity with the Family Endowment Rider (FER) can help you take control of your retirement. It offers an up-front Premium Bonus and growth potential based in part on the positive movement of an index while protecting your retirement savings from downside market risk. 

The FER, an optional rider available with BCA 10 2.0 for an additional charge, offers an Enhanced Death Benefit guaranteed to grow daily at a 3% compound annual rate, regardless of what happens in the markets. Beneficiaries receive the greatest of the Cash Surrender Value, Balanced Allocation Value or Enhanced Death Benefit value. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
52% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
65% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
235% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
190% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
200% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
250% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
190% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
235% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
335% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
270% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
235% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
190% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
BCA 2.0 FER Death Benefit Yes 0.85% annually
BCA 10 2.0 SGO Max w/FER No 1.00% annually
BCA 10 2.0 Flex Growth w/FER No 1.00% annually