Athene Annuity and Life Company
4.1
based on complex data
Annuity Educator Rating
Annuity review

Athene BCA 10 2.0 (NV Only)

The Athene BCA 10 2.0 annuity is a reliable choice for those who value secure futures. It provides a guaranteed income stream for retirement, an ideal choice to ensure peace of mind during your golden years.

Available exclusively for Nevada residents, it offers impressive potential for growth. Plus, you're protected from market downturns - a stellar feature for anyone seeking financial stability. A sure bet for a worry-free retirement!

Athene BCA 10 2.0 (NV Only)-brochure Athene BCA 10 2.0 (NV Only)-brochure

Athene BCA 10 2.0 (NV Only)

Your Email

Compare this annuity with 800+ others from 100+ companies

$

No agent will call you

About Product

Type
Fixed Index
Purpose
Lifetime Income
Term
10 Years
Surrender schedule
9.6%
9.2%
8.2%
7.2%
6.2%
5.2%
4.2%
3.1%
2.1%
1%
Fee withdrawal:
10% (From Year 2)
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$2,000,000
Max Age Qualified
78
Types Of Funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth
Launch Date
03/25/2019
BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.

Annual Strategy Charge
Annual Strategy Charges are calculated annually and deducted monthly from the Accumulation Value. The current declared Initial Annual Strategy Charge Rate is guaranteed for the first term only. Athene will declare a new Annual Strategy Charge Rate for each renewal term not to exceed 2.00% (1.80% in some states). 
Available in states: NV

Allocation Accounts

Name Type Rates
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
52% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
66% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
215% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
170% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
180% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
225% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
160% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
210% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
305% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
240% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
220% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
175% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Hypothetical Projection

Comparison against S&P 500 using current rates
See if this annuity ranks in your top 3 for Ohio
$
!

Riders

Name Inbuilt Fee
BCA 10 2.0 SGO Max No 1.00% annually (1.40% max)
BCA 10 2.0 Flex Growth No 1.00% annually (1.40% max)

Waivers

Terminal Illness

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Confinement

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Withdrawal Provisions

Free WithdrawalsThe Free Withdrawal amount is 5% of the Accumulation Value in the first year and 10% of the Accumulation Value for all remaining years. Withdrawals in excess of the Free Withdrawal amount will not receive gains to-date and will be subject to any applicable Withdrawal Charges, Premium Bonus Vesting Adjustments and Market Value Adjustments (MVAs). Gains to-date are not credited on Lifetime Income Withdrawals or to withdrawals in excess of the Free Withdrawal amount. 

Company Founded: 1909
TOP Rated Company
Athene Annuity and Life Company
Company Ratings
5
  • A.M. Best A+
  • Fitch A+
  • S&P A+
  • Moody's A1
  • Comdex 88
Assets: $150,307,283,698
Iowa

You might also be interested in

James Alden Experienced Annuity Educator
25 years experience
3,712 career consultations
4 slots free for today
scheduling.
Your Name
Your Phone
Thank you for your trust! I have received your contact information. Please wait for a call within 30 minutes. 😌