Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Athene BCA 12 2.0 FER

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.
Available in states: AL, AZ, AR, CO, DC, FL, GA, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, NE, NM, NC, ND, RI, SD, TN, VT, VA, WV, WI, and WY

Allocation Accounts

Name Type Rates
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
58% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
70% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
250% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
205% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
215% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
265% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
205% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
250% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
205% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
250% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
290% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
355% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12
Penalty 15% 14% 14% 13% 12% 11% 10% 9% 8% 7% 6% 4%

Riders

Name Inbuilt Fee
BCA 2.0 FER Death Benefit Yes 0.85% annually
BCA 12 2.0 SGO Max w/FER No 1.00% annually
BCA 12 2.0 Flex Growth w/FER No 1.00% annually