4.1
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Lincoln Level Advantage 2 Advisory Select
The Lincoln National Life Insurance Company, created in 1905, finds itself within the life insurance and retirement planning market. Above all, they seek to provide a variety of retirement solutions, including annuities and life insurance in particular. By selling a vast array of investment products, such as various forms of life insurance (term, universal, and variable) and annuities (fixed, indexed, and variable), the company strives to make retirees as financially secure as possible. Their services can go from short-term protection to long-term wealth accumulation, an example of their customizability. Over the years, they have acquired various insurance companies, like American State and Safeco, to inflate its geographic reach.
Lincoln Level Advantage 2 Advisory Select
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About Product
Type
Registered Index-Linked
Purpose
Accumulation
Term
6 Years
Surrender schedule
5%
5%
4%
3%
2%
1%
Fee withdrawal:
10%
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$2,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, SEP IRA, and IRA-Roth
Launch Date
05/19/2024
Lincoln Level Advantage 2 gives you the opportunity to capture growth when the market is up. And for times when the market is down — you have a level of protection to help you stay on track.
Secure Lock+
On any Valuation Date, excluding an Indexed Anniversary, between a term Start Date and term End Date, you may request to lock the Interim Value. The Interim Value as calculated at the end of that Valuation Date will be locked in and once enacted, a Secure Lock+ is irrevocable.
If you request a lock-in when the Interim Value is below your Indexed Crediting Base, Protection Levels do not apply and you assume all loss. A lock-in may only be requested once per indexed year during an Index Term and is irrevocable.
Secure Lock+ is not available for Dual Plus Indexed Accounts.
Please note, availability is subject to firm and state approval.
Secure Lock+
On any Valuation Date, excluding an Indexed Anniversary, between a term Start Date and term End Date, you may request to lock the Interim Value. The Interim Value as calculated at the end of that Valuation Date will be locked in and once enacted, a Secure Lock+ is irrevocable.
If you request a lock-in when the Interim Value is below your Indexed Crediting Base, Protection Levels do not apply and you assume all loss. A lock-in may only be requested once per indexed year during an Index Term and is irrevocable.
Secure Lock+ is not available for Dual Plus Indexed Accounts.
Please note, availability is subject to firm and state approval.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 6-Year S&P 500 Dual10 Plus with Cap Uncapped |
Dual10 Plus
6-Year
|
|
| 6-Year S&P 500 Dual15 Plus with Cap |
Dual15 Plus
6-Year
|
200%
Cap
|
| 1-Year S&P 500 Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
7.5%
Performance triggered
|
| 1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
9.25%
Performance triggered
|
| 1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer |
Dual Performance Trigger (RILA)
Annual
|
8.25%
Performance triggered
|
| 1-Year Nasdaq-100 PTP Cap 10% Buffer |
Point to Point
Annual
|
18%
Cap
|
| 1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
17.5%
Cap
|
| 1-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Annual
|
14.75%
Cap
|
| 1-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
Annual
|
13%
Cap
|
| 1-Year S&P 500 PTP Cap 100% Buffer |
Point to Point
Annual
|
8%
Cap
|
| 1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
16.5%
Cap
|
| 1-Year Capital Group Growth ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
16%
Cap
|
| 1-Year Capital Group Growth ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
18.5%
Cap
|
| 6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
115%
Participation
|
| 6-Year Capital Strength Net Fee PTP Cap 25% Buffer |
Point to Point
6-Year
|
125%
Cap
|
| 6-Year Capital Strength Net Fee PTP Cap 15% Buffer |
Point to Point
6-Year
|
250%
Cap
|
| 6-Year S&P 500 PTP Cap 25% Buffer |
Point to Point
6-Year
|
100%
Cap
|
| 6-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
6-Year
|
250%
Cap
|
| 1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
14.5%
Cap
|
| 3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
120%
Participation
|
| 3-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
Triennial
|
112%
Participation
|
| 6-Year S&P 500 PTP Participation Rate 10% Buffer |
Point to Point
6-Year
|
110%
Participation
|
| 1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
10.75%
Performance triggered
|
| 1-Year Capital Group Growth ETF Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
13%
Performance triggered
|
| 1-Year Capital Group Growth ETF Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
12%
Performance triggered
|
| 1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
11.5%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 15% Buffer |
Performance Triggered
Annual
|
10.25%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered 10% Buffer |
Performance Triggered
Annual
|
11.25%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 5% | 5% | 4% | 3% | 2% | 1% |
Riders
No Riders for Lincoln Level Advantage 2 Advisory Select annuity.
Waivers
Nursing Home
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days
Terminal Illness
A surrender charge does not apply if you are diagnosed with a terminal illness after the contract date.
Premium Notes
The minimum Purchase Payment is $25,000. We do not accept additional Purchase Payments after the Contract has been issued to you.
The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000.
The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000.
Withdrawal Provisions
Surrender waivers You have access to an annual free amount, which is equal to 10% of the current contract value. A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date.
Company Founded: 1905
Excellent Rated
Company
Company Ratings
4
- A.M. Best A
- Fitch A+
- S&P A+
- Moody's A2
- Comdex 80
Assets: $101,842,579,438
Indiana
