Lincoln Level Advantage Advisory with Guarantee of Principal
The Lincoln Level Advantage Advisory annuity is a fantastic choice for those aiming for financial security post-retirement. This product assures you of your principal amount, so there's zero stress about losing your hard-earned money.
Plus, with investment options that can cater to your risk tolerance, you'll enjoy returns in both calm and turbulent markets. This plan genuinely makes your golden years truly golden.
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Lincoln Level Advantage Advisory with Guarantee of Principal
About Product
Product charges (charges apply to assets in the subaccounts only)
- Account Value Death Benefit: 0.10%
- Guarantee of Principal (GOP) Death Benefit: 0.30%
Allocation Accounts
Name | Type | Rates |
---|---|---|
6-Year S&P 500 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
250%
Cap
|
6-Year Capital Strength (First Trust) Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
250%
Cap
|
6-Year First Trust American Leadership Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
250%
Cap
|
6-Year Russell 2000 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
125%
Cap
|
1-Year Russell 2000 Dual Performance Triggered 10% Buffer (Limited States) |
Dual Performance Trigger (RILA)
Annual
|
7.25%
Performance triggered
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 |
---|---|---|---|---|---|---|
Penalty | 7% | 7% | 6% | 5% | 4% | 3% |
Riders
Name | Inbuilt | Fee |
---|---|---|
i4LIFE Indexed Advantage Rider | No | 0.40% annually |
Waivers
Nursing Home
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date. The nursing home waiver does not include home health care.
Terminal Illness
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date.
Premium Notes
Purchase Payments and Contract Value may be allocated to the Indexed Accounts only on the initial Start Date or Indexed Anniversary Date and must be at least $2,000.
- A.M. Best A
- Fitch A+
- S&P A+
- Moody's A2
- Comdex 80