Lincoln Level Advantage B-Share with Guarantee of Principal
The Lincoln Level Advantage B-Share strikes a comforting balance between growth and security. The guarantee of principal ensures your hard-earned savings are protected. It’s a smart choice for retirees eager for that extra bit of reassurance.
It provides potential for growth and gives a soothing peace of mind knowing your investment is safe. This product resonates trust, providing a steady anchor in the fluctuating world of retirement planning.
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Lincoln Level Advantage B-Share with Guarantee of Principal
About Product
Product charges (charges apply to assets in the subaccounts only)
- Account Value Death Benefit: 1.10%
- Guarantee of Principal (GOP) Death Benefit: 1.30%
Allocation Accounts
Name | Type | Rates |
---|---|---|
6-Year S&P 500 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
90%
Cap
|
6-Year Capital Strength (First Trust) Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
70%
Cap
|
6-Year First Trust American Leadership Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
200%
Cap
|
6-Year Russell 2000 Dual15 Plus with Cap (Limited States) |
Dual15 Plus
6-Year
|
100%
Cap
|
1-Year S&P 500 Dual Performance Triggered 10% Buffer (Limited States) |
Dual Performance Trigger (RILA)
Annual
|
5.75%
Performance triggered
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 |
---|---|---|---|---|---|---|
Penalty | 7% | 7% | 6% | 5% | 4% | 3% |
Riders
Name | Inbuilt | Fee |
---|---|---|
i4LIFE Indexed Advantage Rider | No | 0.40% annually |
Waivers
Nursing Home
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date. The nursing home waiver does not include home health care.
Terminal Illness
A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date
Premium Notes
Purchase Payments and Contract Value may be allocated to the Indexed Accounts only on the initial Start Date or Indexed Anniversary Date and must be at least $2,000.
Withdrawal Provisions
Free WithdrawalsYou have access to a free amount, which is equal to 10% of the current contract value or 10% of the total purchase payment.
- A.M. Best A
- Fitch A+
- S&P A+
- Moody's A2
- Comdex 80