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Nationwide New Heights Select 9 (Variation States)

The Nationwide New Heights Select 9 is a fantastic annuity product for securing your golden years. Its simplicity and potential for growth are impressive, serving you a tantalizing retirement income.

From their brochure, they're committed to helping you counter inflation impact—a priceless advantage. Trust Nationwide, for they've got your future in safe hands.

Nationwide New Heights Select 9 (Variation States)

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Retire At

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About Product

Type

Fixed Index

Purpose

Lifetime Income & Legacy

Term

9 Years

Surrender schedule

8.9%

7.9%

Fee withdrawal:

Market Value Adjustment

Yes

Return Of Premium

Yes

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, and NQ Stretch

Launch Date

03/08/2021

Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index.

Please note if an independent agent wants to sell New Heights Select, they have to go through Annexus.

Available in states: AK, CT, DE, ID, IA, MN, MS, MO, NV, NH, NJ, OH, OK, OR, PA, RI, SC, TX, UT, WA, and WY

Allocation Accounts

Name	Type	Rates
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	290% Participation 0.75% Spread
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B	Balanced Allocation Triennial	250% Participation
3-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	190% Participation 0.75% Spread
3-Year SG Macro Compass Balanced Allocation Participation Rate Option B	Balanced Allocation Triennial	65% Participation
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	245% Participation 0.75% Spread
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B	Balanced Allocation Triennial	210% Participation
3-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	70% Participation 1.95% Spread
3-Year S&P 500 Balanced Allocation Participation Rate with Declared Rate Option B	Balanced Allocation Triennial	0.5% Fixed 45% Participation
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	205% Participation 0.75% Spread
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B	Balanced Allocation Triennial	180% Participation
3-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	90% Participation 1.95% Spread
3-Year MSCI EAFE Balanced Allocation Participation Rate with Declared Rate Option B	Balanced Allocation Triennial	0.5% Fixed 65% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	140% Participation
1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	120% Participation 0.75% Spread
1-Year SG Macro Compass Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	110% Participation
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	145% Participation 0.75% Spread
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	130% Participation
1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	45% Participation 1.95% Spread
1-Year S&P 500 Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	0.5% Fixed 30% Participation
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	130% Participation 0.75% Spread
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	115% Participation
1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	55% Participation 1.95% Spread
1-Year MSCI EAFE Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	0.5% Fixed 40% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	150% Participation 0.75% Spread
3-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	75% Participation 1.25% Spread
3-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate Option B	Balanced Allocation Biennial	60% Participation
3-Year Loomis Sayles Discovery Balanced Allocation Participation Rate Option B	Balanced Allocation Triennial	155% Participation
3-Year Loomis Sayles Discovery Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Triennial	180% Participation 0.95% Spread
1-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	45% Participation
1-Year Nasdaq-100 Volatility Control 10% PR Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	55% Participation 1.25% Spread
1-Year Loomis Sayles Discovery Balanced Allocation Participation Rate with Spread Option A	Balanced Allocation Annual	95% Participation 0.95% Spread
1-Year Loomis Sayles Discovery Balanced Allocation Participation Rate Option B	Balanced Allocation Annual	85% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%

Hypothetical Projection

Comparison against S&P 500 using current rates

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Investment Amount

Riders

Name	Inbuilt	Fee
High Point Enhanced Death Benefit Rider	No	0.50% annually
Nationwide High Point 365 Select rider with Bonus	No	1.10% annually
New Heights Select 9 High Point 365	No	0.95% annually

Waivers

Confinement

After the first contract year, if the client has a qualifying long-term care event or terminal illness or injury, all withdrawals will be treated as free withdrawals and receive full earnings to-date.

Premium Notes

Balanced Allocation Strategy (BAS) options, also known as strategy options, are a blend of an index component, a declared rate component, and a strategy spread component that are combined to determine earnings. A contract may be allocated to a maximum of five strategy options at any time.

Withdrawal Provisions

Accessing your moneyAt any time you may have access to your money, subject to certain terms and conditions. After the first contract anniversary and through the end of the Surrender Charge period, you may withdraw up to 7% of your contract value each year as a free withdrawal without incurring a Surrender Charge (or MVA or recoupment of unvested bonus, if applicable) and receive full earnings-to-date on the amount withdrawn. After the Surrender Charge period, 10% of your contract value each year will receive full earnings-to-date if withdrawn. The amount of any Required Minimum Distribution (RMD) associated with your contract value will be treated as a free withdrawal.Required Minimum Distribution (RMD)Available free of Surrender Charges and MVA (if applicable).Market Value Adjustment (MVA)Applies during the Surrender Charge period to withdrawals in excess of the contract’s free withdrawal amount, and does not apply to long-term care event or terminal illness or injury withdrawals or if a death benefit is payable; not applicable in all states. Please refer to the back page for more information on MVA.

Company Founded: 1929

TOP Rated Company

Nationwide Life Insurance Company

Company Ratings

4.7