Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Nationwide Peak 10 (State Variation)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

Individual, single-purchase-payment deferred fixed indexed annuity.
Available in states: AK, CT, ID, IA, MN, MS, MO, NV, NH, NJ, OH, OK, OR, PA, RI, SC, TX, UT, WA, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B
Point to Point
Biennial
280% Participation
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A
Point to Point
Biennial
295% Participation
1% Spread
1-Year BNPP Global H-Factor PTP Cap
Point to Point
Annual
8.5% Cap
1-Year AB Growth & Value Balanced PTP Cap
Point to Point
Annual
8.5% Cap
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A
Point to Point
Biennial
260% Participation
1% Spread
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B
Point to Point
Biennial
235% Participation
1-Year J.P. Morgan Cycle PTP Cap
Point to Point
Annual
8.5% Cap
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A
Point to Point
Biennial
275% Participation
1% Spread
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B
Point to Point
Biennial
250% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
6.5% Cap
2-Year S&P 500 PTP Participation Rate with Spread Option A
Point to Point
Biennial
60% Participation
1% Spread
2-Year S&P 500 PTP Participation Rate with Spread Option B
Point to Point
Biennial
55% Participation
1-Year S&P 500 DRC 5% ER PTP Cap
Point to Point
Annual
8.5% Cap
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A
Point to Point
Biennial
240% Participation
1% Spread
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B
Point to Point
Biennial
210% Participation
1-Year Fixed Account
Fixed
4.25% Fixed
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B
Point to Point
Biennial
300% Participation
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A
Point to Point
Biennial
330% Participation
1% Spread
1-Year BNPP Global H-Factor PTP Cap
Point to Point
Annual
9.5% Cap
1-Year AB Growth & Value Balanced PTP Cap
Point to Point
Annual
9.5% Cap
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A
Point to Point
Biennial
280% Participation
1% Spread
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B
Point to Point
Biennial
255% Participation
1-Year J.P. Morgan Cycle PTP Cap
Point to Point
Annual
9.5% Cap
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A
Point to Point
Biennial
295% Participation
1% Spread
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B
Point to Point
Biennial
270% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7% Cap
2-Year S&P 500 PTP Participation Rate with Spread Option A
Point to Point
Biennial
65% Participation
1% Spread
2-Year S&P 500 PTP Participation Rate with Spread Option B
Point to Point
Biennial
60% Participation
1-Year S&P 500 DRC 5% ER PTP Cap
Point to Point
Annual
9.5% Cap
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A
Point to Point
Biennial
255% Participation
1% Spread
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B
Point to Point
Biennial
220% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Guaranteed Income Solution Yes
Bonus Income Rider (Single) No 1.00% annually (1.20% max)
Bonus Income Rider (Joint) No 1.30% annually (1.60% max)