Calculate My Free Quotes Now!

Your State

Investment Amount $

Your Gender

Your Age

Retire At

No agent will call you

Nationwide Peak 10 (State Variation)

The Nationwide Peak 10 is a stellar choice for retirees desiring a secure income stream. This annuity offers promising returns and flexibility to plan your retirement better, truly a breath of fresh air in investment circles!

Its standout benefit is attractive bonus rates, allowing your income to grow faster. Safety-minded folks will appreciate the built-in protection features, offering peace of mind for your golden years. A must-consider option!

Nationwide Peak 10 (State Variation)

Your Email

Ratings:

A.M. Best A+
S&P A+
Moody's A1
Comdex 90

Calculate My Free Quotes Now!

Your State

Investment $

Your Gender

Your Age

Retire At

No agent will call you

About Product

Type

Fixed Index

Purpose

Lifetime Income

Term

10 Years

Surrender schedule

9.2%8.9%7.9%7%6%5%4%3%2%1%

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, Inherited IRA, and NQ Stretch

Launch Date

01/11/2021

Individual, single-purchase-payment deferred fixed indexed annuity.

Available in states: AK, CT, ID, IA, MN, MS, MO, NV, NH, NJ, OH, OK, OR, PA, RI, SC, TX, UT, WA, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.55% Fixed
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B	Point to Point Biennial	245% Participation
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A	Point to Point Biennial	265% Participation 1% Spread
1-Year BNPP Global H-Factor PTP Cap	Point to Point Annual	8.5% Cap
1-Year AB Growth & Value Balanced PTP Cap	Point to Point Annual	8.5% Cap
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A	Point to Point Biennial	230% Participation 1% Spread
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B	Point to Point Biennial	205% Participation
1-Year J.P. Morgan Cycle PTP Cap	Point to Point Annual	8.5% Cap
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A	Point to Point Biennial	250% Participation 1% Spread
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B	Point to Point Biennial	220% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	5.3% Cap
2-Year S&P 500 PTP Participation Rate with Spread Option A	Point to Point Biennial	60% Participation 1% Spread
2-Year S&P 500 PTP Participation Rate with Spread Option B	Point to Point Biennial	50% Participation
1-Year S&P 500 DRC 5% ER PTP Cap	Point to Point Annual	8.5% Cap
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A	Point to Point Biennial	210% Participation 1% Spread
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B	Point to Point Biennial	180% Participation
1-Year Fixed Account	Fixed	3.8% Fixed
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B	Point to Point Biennial	265% Participation
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A	Point to Point Biennial	290% Participation 1% Spread
1-Year BNPP Global H-Factor PTP Cap	Point to Point Annual	9.5% Cap
1-Year AB Growth & Value Balanced PTP Cap	Point to Point Annual	9.5% Cap
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A	Point to Point Biennial	250% Participation 1% Spread
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B	Point to Point Biennial	225% Participation
1-Year J.P. Morgan Cycle PTP Cap	Point to Point Annual	9.5% Cap
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A	Point to Point Biennial	265% Participation 1% Spread
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B	Point to Point Biennial	235% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	5.8% Cap
2-Year S&P 500 PTP Participation Rate with Spread Option A	Point to Point Biennial	65% Participation 1% Spread
2-Year S&P 500 PTP Participation Rate with Spread Option B	Point to Point Biennial	55% Participation
1-Year S&P 500 DRC 5% ER PTP Cap	Point to Point Annual	9.5% Cap
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A	Point to Point Biennial	225% Participation 1% Spread
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B	Point to Point Biennial	190% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Are you sure this is really the best annuity for you?

See if this annuity is in your Real TOP 3 of best annuities in Ohio

Investment Amount $

Riders

Name	Inbuilt	Fee
Guaranteed Income Solution	Yes
Bonus Income Rider (Single)	No	1.00% annually (1.20% max)
Bonus Income Rider (Joint)	No	1.30% annually (1.60% max)

Waivers

Terminal Illness

Unavailable in states: NJ

100% of the contract value may be withdrawn penalty-free after the first contract year if terminal illness or injury is diagnosed after the contract is issued; the maximum issue age is 80.

Annuitization

Available after 2 years or the date the annuitant reaches age 100, unless another date is chosen by the contract owner

Confinement

100% of the contract may be withdrawn penalty free if you are confined to a nursing home for a continuous 90-day period; confinement must begin after the contract is issued and may not be available in all states; maximum issue age is 80. The nursing home waiver does not include home health care.

Premium Notes

Maximum Issue Aage
Annuitant: 85 (single or joint); owner: any age.

Due to the passage of the SECURE Act, beneficiaries of certain tax-qualified accounts (401, 403(a), 403(b), 408(b), 408A, and governmental 457(b)) will be required to take a full payout from the inherited IRA within 10 years of the death of the original account holder.

Withdrawal Provisions

Accessing your money
Nationwide Peak 10 allows you surrender charge- and MVA-free access to your money in the following circumstances:

Withdrawals of up to 10% of your contract value (keep in mind that any distributions prior to age 59½ may be subject to a 10% early withdrawal federal tax penalty)
Required minimum distributions, even if they exceed 10% of your contract value; please keep in mind that money withdrawn from the index account during the index term will forfeit potential earnings that would have been credited at the end of the term.