Fixed index annuity review and rates

Athene Agility 7

Athene Agility annuities are designed to meet your long-term savings and retirement needs. They include a Withdrawal Charge period. If you withdraw more money than the free amount allowed by your contract, or if you surrender the annuity before the Withdrawal Charge period ends, a Withdrawal Charge and MVA may be applied. These charges do not apply to free withdrawals, RMDs, Lifetime Income Withdrawals, payments made in settlement of your annuity’s Death Benefit or Confinement and Terminal Illness waivers. For more information, see the Product Details Insert provided with this brochure.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.15% Fixed
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
105% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
145% Participation
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
90% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
120% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.75% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
9.5% Cap
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
90% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 8% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
Athene Agility 7 Yes None
Athene Annuity and Life Company
Founded: 1909
A.M. Best: A
Fitch: A+
S&P: A
Moody's: A1
Carrier details
Free withdrawal
10%
Surrender schedule
7 years
Return of premium
Market value adjustment
Minimum contribution
$10,000
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth