Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Allianz Accumulation Advantage 7

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

Allianz Accumulation Advantage 7 Annuity is a fixed index annuity (FIA) that offers valuable benefits. In addition to tax-deferred growth potential and death benefit options, it provides:
  • Accumulation Potential through fixed or indexed interest 
  • Protection of your principal and credited interest from market losses 
  • Flexible Access options including annuity payments or a single lump-sum payment after 7 years
MY (Multi-Year) Point-to-Point Crediting
MY (multi-year) point-to-point crediting methods may be a good choice for clients with a longer time horizon, while still offering short-term control with Index Lock.
MY point-to-point crediting offers two options: a 2-year or 5-year crediting period. And whichever option your clients choose, the participation rates are guaranteed until the end of the crediting period.
But remember that your clients don't have to wait until the end of the crediting period. If they see an index value they like, they can lock in that value with Index Lock.
Please, refer to the official Allianz website for rates and illustrations. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.75% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
9% Cap
1-Year Bloomberg US Dynamic Balance III ER PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year PIMCO Tactical Balanced ER PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year S&P 500 Futures ER PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year Bloomberg US Dynamic Balance III ER MY PTP Participation Rate
Point to Point
Biennial
255% Participation
2-Year PIMCO Tactical Balanced ER MY PTP Participation Rate
Point to Point
Biennial
235% Participation
2-Year S&P 500 Futures ER MY PTP Participation Rate
Point to Point
Biennial
85% Participation
1-Year Fixed Account
Fixed
5.25% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
11% Cap
1-Year Bloomberg US Dynamic Balance III ER PTP Participation Rate
Point to Point
Annual
200% Participation
1-Year PIMCO Tactical Balanced ER PTP Participation Rate
Point to Point
Annual
185% Participation
1-Year S&P 500 Futures ER PTP Participation Rate
Point to Point
Annual
75% Participation
2-Year Bloomberg US Dynamic Balance III ER MY PTP Participation Rate
Point to Point
Biennial
280% Participation
2-Year PIMCO Tactical Balanced ER MY PTP Participation Rate
Point to Point
Biennial
260% Participation
2-Year S&P 500 Futures ER MY PTP Participation Rate
Point to Point
Biennial
100% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%