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Athene BCA 10 2.0 FER (NV Only)

The Athene BCA 10 2.0 FER annuity is a terrific choice for retirees in Nevada. With its guaranteed income and robust financial protection, you can truly enjoy your golden years without fiscal worries.

Its simplified portfolio management frees up your time for more leisure. It's security and growth, easily managed. Athene BCA 10 2.0 FER is peace of mind in retirement.

Athene BCA 10 2.0 FER (NV Only)

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Investment

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Your Age

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About Product

Type

Fixed Index

Purpose

Accumulation & Legacy

Premium Bonus

10%

Term

10 Years

Surrender schedule

9.6%

9.2%

8.2%

7.2%

6.2%

5.2%

4.2%

3.1%

2.1%

Fee withdrawal:

10% (From Year 2)

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth

Launch Date

03/25/2019

BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.

Annual Strategy Charge
Annual Strategy Charges are calculated annually and deducted monthly from the Accumulation Value. The current declared Initial Annual Strategy Charge Rate is guaranteed for the first term only. Athene will declare a new Annual Strategy Charge Rate for each renewal term not to exceed 2.00% (1.80% in some states).

Available in states: NV

Allocation Accounts

Name	Type	Rates
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	52% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	66% Participation
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	215% Participation
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	170% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	180% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	225% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	160% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	210% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	305% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	240% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	220% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	175% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Hypothetical Projection

Comparison against S&P 500 using current rates

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Investment Amount

Riders

Name	Inbuilt	Fee
BCA 2.0 FER Death Benefit with BALIR	Yes	0.85% annually
BCA 10 2.0 SGO Max w/FER	No	1.00% annually
BCA 10 2.0 Flex Growth w/FER	No	1.00% annually
BCA 2.0 FER Death Benefit	Yes	0.85% annually

Waivers

Terminal Illness

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Confinement

Withdrawal Provisions

Free WithdrawalsThe Free Withdrawal amount is 5% of the Accumulation Value in the first year and 10% of the Accumulation Value for all remaining years. Withdrawals in excess of the Free Withdrawal amount will not receive gains to-date and will be subject to any applicable Withdrawal Charges, Premium Bonus Vesting Adjustments and Market Value Adjustments (MVA's). Gains to-date are not credited on Lifetime Income Withdrawals or to withdrawals in excess of the Free Withdrawal amount.

Company Founded: 1909

TOP Rated Company

Athene Annuity and Life Company

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