Athene BCA 12 2.0 Rate & Reviews

Athene BCA 12 2.0

BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.

Available in states: AL, AZ, AR, CO, DC, FL, GA, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, NE, NM, NC, ND, RI, SD, TN, VT, VA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	47% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	65% Participation
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	255% Participation
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	210% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	220% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	265% Participation
2-Year Wisdom Tree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	210% Participation
2-Year Wisdom Tree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	255% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	210% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	255% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	300% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	360% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10	11	12
Penalty	15%	14%	14%	13%	12%	11%	10%	9%	8%	7%	6%	4%

Riders

Name	Inbuilt	Fee
BCA 12 2.0 SGO Max	No	1.00% annually (1.40% max)
BCA 12 2.0 Flex Growth	No	1.00% annually (1.40% max)