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Athene BCA 8 2.0 FER (Annexus)

The Athene BCA 8 2.0 FER annuity is a fantastic tool for retirees, offering steady income for those golden years. Its key features include protection from market downturns and the chance for growth tied to the performance of stock market indexes!

Retirement planning can feel daunting, but this product helps give peace of mind. It promises regular, predictable income that won't disappear, no matter how long you live. With Athene BCA 8 2.0 FER, you can truly enjoy your retirement!

Athene BCA 8 2.0 FER (Annexus)

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Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Fixed Index

Purpose

Accumulation & Legacy

Premium Bonus

10%

Term

8 Years

Surrender schedule

9.6%

8.2%

7.2%

6.2%

5.2%

4.2%

Fee withdrawal:

10% (From Year 2)

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, Traditional IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

03/25/2019

BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.

Annual Strategy Charge
Annual Strategy Charges are calculated annually and deducted monthly from the Accumulation Value. The current declared Initial Annual Strategy Charge Rate is guaranteed for the first term only. Athene will declare a new Annual Strategy Charge Rate for each renewal term not to exceed 2.00% (1.80% in some states).

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	155% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	205% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	200% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	265% Participation
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	145% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	150% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	200% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	135% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	180% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	44% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	59% Participation
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	195% Participation
2-Year S&P 500 Distance Stabilizer PTP Participation Rate	Point to Point Biennial	102% Participation
2-Year S&P 500 Distance Stabilizer PTP Participation Rate	Point to Point Biennial	87% Participation
2-Year RAFI Harvey GS PTP Participation Rate	Point to Point Biennial	170% Participation
2-Year RAFI Harvey GS PTP Participation Rate	Point to Point Biennial	230% Participation
2-Year MSCI MKT MediaStats Multi-Asset PTP Participation Rate	Point to Point Biennial	165% Participation
2-Year MSCI MKT MediaStats Multi-Asset PTP Participation Rate	Point to Point Biennial	120% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8
Penalty	10%	9%	8%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
BCA 2.0 FER Death Benefit with BALIR	Yes	0.85% annually
BCA 8 2.0 SGO Max w/FER	No	1.00% annually (1.00% after 10 years) (1.20% max)
BCA 8 2.0 Flex Growth w/FER	No	1.00% annually (1.00% after 10 years) (1.20% max)
BCA 2.0 FER Death Benefit	Yes	0.85% annually

Waivers

Terminal Illness

Unavailable in states: CA

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Confinement

Unavailable in states: CA, and MA

RMD

The contract waives Withdrawal Charges, on Required Minimum Distributions taken after turning age 73.

Premium Notes

Minimum purchase payment: $10000
Maximum purchase payment: $2000000 or more requires prior approval

Withdrawal Provisions

Free WithdrawalsThe Free Withdrawal amount is 5% of the Accumulation Value in the first year and 10% of the Accumulation Value for all remaining years. Withdrawals in excess of the Free Withdrawal amount will not receive gains to-date and will be subject to any applicable Withdrawal Charges, Premium Bonus Vesting Adjustments and Market Value Adjustments (MVAs). Gains to-date are not credited on Lifetime Income Withdrawals or to withdrawals in excess of the Free Withdrawal amount.

Company Founded: 1909

TOP Rated Company

Athene Annuity and Life Company

Company Ratings

4.5