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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%
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Best Annuity Companies

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Name Year Rating
New York Life Insurance and Annuity Corporation New York Life Insurance and Annuity Corporation 1845 A++
Massachusetts Mutual Life Insurance Company Massachusetts Mutual Life Insurance Company 1851 A++
The Guardian Insurance & Annuity Company The Guardian Insurance & Annuity Company 1860 A++
Reliance Standard Life Insurance Company Reliance Standard Life Insurance Company 1907 A++
Penn Mutual Life Insurance Company Penn Mutual Life Insurance Company 1847 A+
MassMutual Ascend Life Insurance Company MassMutual Ascend Life Insurance Company 1851 A++
Pacific Life Insurance Company Pacific Life Insurance Company 1868 A+
OneAmerica Financial Partners, Inc. OneAmerica Financial Partners, Inc. 1877 A+
Principal Life Insurance Company Principal Life Insurance Company 1879 A+
Securian Life Insurance Company Securian Life Insurance Company 1880 A+
Minnesota Life Insurance Company Minnesota Life Insurance Company 1880 A+
North American Company for Life and Health North American Company for Life and Health 1886 A+
Integrity Life Insurance Company Integrity Life Insurance Company 1888 A+
Western & Southern Life Assurance Company Western & Southern Life Assurance Company 1888 A+
Integrity Legacy Marketing Group Integrity Legacy Marketing Group 1888 A+
RiverSource Life Insurance Company RiverSource Life Insurance Company 1894 A+
Allianz Life Insurance Company of North America Allianz Life Insurance Company of North America 1896 A+
Lincoln National Life Insurance Company Lincoln National Life Insurance Company 1905 A
Midland National Life Insurance Company Midland National Life Insurance Company 1906 A+
Protective Life Insurance Company Protective Life Insurance Company 1907 A+
Mutual of Omaha by United of Omaha Mutual of Omaha by United of Omaha 1909 A+
Nationwide Life Insurance Company Nationwide Life Insurance Company 1929 A+
National Integrity Life Insurance Company National Integrity Life Insurance Company 1968 A+
RiverSource Life Insurance Co of New York RiverSource Life Insurance Co of New York 1972 A+
Allianz Life Insurance Company of New York Allianz Life Insurance Company of New York 1982 A+
Lincoln Life & Annuity Company of New York Lincoln Life & Annuity Company of New York 1996 A
Jackson National Life Insurance Company of New York Jackson National Life Insurance Company of New York 1998 A
Corebridge Financial Inc. (AIG NY) Corebridge Financial Inc. (AIG NY) 1850 A
Equitable Financial Life Insurance Company of America Equitable Financial Life Insurance Company of America 1859 A
Brighthouse Life Insurance Company Brighthouse Life Insurance Company 1863 A
Ameritas Life Insurance Corp. Ameritas Life Insurance Corp. 1887 A
Royal Neighbors of America Royal Neighbors of America 1895 A
American National Insurance Company American National Insurance Company 1905 A
The Standard Insurance Company The Standard Insurance Company 1906 A
Athene Annuity and Life Company Athene Annuity and Life Company 1909 A
AuguStar Life Insurance Company AuguStar Life Insurance Company 1909 A
Corebridge Financial Inc. (AIG) Corebridge Financial Inc. (AIG) 1919 A
Transamerica Life Insurance Company Transamerica Life Insurance Company 1928 A
TruStage™ TruStage™ 1935 A
Americo Legacy Marketing Group Americo Legacy Marketing Group 1946 A
Americo Financial Life and Annuity Americo Financial Life and Annuity 1946 A
American National Life Insurance Company of New York American National Life Insurance Company of New York 1953 A
National Western Life Insurance Company National Western Life Insurance Company 1956 A
Symetra Life Insurance Company Symetra Life Insurance Company 1957 A
Jackson National Life Insurance Company Jackson National Life Insurance Company 1961 A
Pacific Guardian Life Insurance Company Pacific Guardian Life Insurance Company 1961 A
Oxford Life Insurance Company Oxford Life Insurance Company 1965 A
Athene Annuity & Life Assurance Company of New York Athene Annuity & Life Assurance Company of New York 1965 A
First Symetra National Life Insurance Company of New York First Symetra National Life Insurance Company of New York 1990 A
Global Atlantic Financial Group Global Atlantic Financial Group 2004 A
Security Benefit Life Insurance Company Security Benefit Life Insurance Company 1892 A-
GBU Financial Life GBU Financial Life 1892 A-
Capitol Life Insurance Company Capitol Life Insurance Company 1906 A-
Sagicor Life Insurance Company Sagicor Life Insurance Company 1954 A-
Liberty Bankers Life Insurance Company Liberty Bankers Life Insurance Company 1958 A-
Fidelity & Guaranty Life Insurance Company Fidelity & Guaranty Life Insurance Company 1959 A
United Life Insurance Company United Life Insurance Company 1962 A-
Oceanview Life and Annuity Company Oceanview Life and Annuity Company 1965 A
Clear Spring Life and Annuity Company Clear Spring Life and Annuity Company 1985 A-
American Equity Investment Life Insurance Company American Equity Investment Life Insurance Company 1995 A-
American Equity Investment Life Insurance Company of New York American Equity Investment Life Insurance Company of New York 1995 A-
First Security Benefit Life Insurance & Annuity Co of NY First Security Benefit Life Insurance & Annuity Co of NY 1995 A-
Eagle Life Insurance Company Eagle Life Insurance Company 2011 A-
Delaware Life Insurance Company Delaware Life Insurance Company 2013 A-
Aspida Life Insurance Company Aspida Life Insurance Company 2021 A-
Manhattan Life Insurance Company Manhattan Life Insurance Company 1850 B++
Nassau Life and Annuity Company Nassau Life and Annuity Company 1851 B++
Atlantic Coast Life Insurance Company Atlantic Coast Life Insurance Company 1925 B++
Guaranty Income Life Insurance Company Guaranty Income Life Insurance Company 1926 A-
Sentinel Security Life Insurance Company Sentinel Security Life Insurance Company 1948 B++
American Life & Security Corp. American Life & Security Corp. 1960 B++
Investors Heritage Life Insurance Company Investors Heritage Life Insurance Company 1960 B++
Western United Life Assurance Company Western United Life Assurance Company 1963 B++
CL Life and Annuity Insurance Company CL Life and Annuity Insurance Company 1978 B++
EquiTrust Life Insurance Company EquiTrust Life Insurance Company 1996 B++
SILAC Insurance Company SILAC Insurance Company 1935 B+
ELCO Mutual Life and Annuity ELCO Mutual Life and Annuity 1946 B++
Upstream Life Insurance Company Upstream Life Insurance Company 1912 -
Polish Roman Catholic Union Polish Roman Catholic Union 1873 -
Greek Catholic Union of the USA Greek Catholic Union of the USA 1892 -
Sons of Norway Sons of Norway 1895 -
The Ohio State Life Insurance Company The Ohio State Life Insurance Company 1906 B+
American Century Life Insurance Company American Century Life Insurance Company 1940 -
Farmers Life Insurance Company Farmers Life Insurance Company 1997 B++
Thrivent Financial for Lutherans Thrivent Financial for Lutherans 1902 A++
National Life Group National Life Group 1848 A+
Prudential Insurance Company of America Prudential Insurance Company of America 1875 A+
Protective Life and Annuity Insurance Company Protective Life and Annuity Insurance Company 1907 A+
Life Insurance Company of the Southwest Life Insurance Company of the Southwest 1955 A+
Pruco Life Insurance Company Pruco Life Insurance Company 1971 A+
Nationwide Life & Annuity Insurance Company Nationwide Life & Annuity Insurance Company 1981 A+
Pruco Life Insurance Company of New Jersey Pruco Life Insurance Company of New Jersey 1982 A+
Equitable Financial Life Insurance Company Equitable Financial Life Insurance Company 1859 A
Ameritas Life Insurance Corp. of New York Ameritas Life Insurance Corp. of New York 1887 A
The Savings Bank Mutual Life Insurance Company of Massachusetts The Savings Bank Mutual Life Insurance Company of Massachusetts 1907 A
Fidelity & Guaranty Life Insurance Company of New York Fidelity & Guaranty Life Insurance Company of New York 1959 A
Brighthouse Life Insurance Company of NY Brighthouse Life Insurance Company of NY 1997 A
Ibexis Life & Annuity Insurance Company Ibexis Life & Annuity Insurance Company 1937 A-
Prosperity Life Group Prosperity Life Group 2009 A-
Nassau Life Insurance Company Nassau Life Insurance Company 1851 B++
Wichita National Life Insurance Company Wichita National Life Insurance Company 1957 B+
Woman’s Life Insurance Society Woman’s Life Insurance Society 1892 -
ISDA Financial Life ISDA Financial Life 1960 -
Heartland National Life Insurance Company Heartland National Life Insurance Company 1965 B++
Stellar National Life Insurance Company Stellar National Life Insurance Company 1978 B++
Revol One Insurance Company Revol One Insurance Company 2024 B++

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