Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Nassau NY MYAnnuity with 10% FW

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Learn how an annuity can provide guaranteed income for life.

Nassau MYAnnuity is a single-premium, multi-year guaranteed annuity that offers your clients protection from market volatility, a choice of 5 or 7 year guarantee periods.

Penalty-Free Withdrawals
Annual free withdrawals up to 10% are available (if elected at issue) without a surrender charge or market value adjustment (MVA) applied.

The owner can set up systematic withdrawals of a specified amount, however, the withdrawal may be subject to penalties if it is above the free amount.   

Market Value Adjustment
  • Applies for the life of the contract, subject to certain restrictions.
  • During the 30-day window at the end of the initial Guarantee Period, you can surrender any amount of the contract without a surrender charge and without an MVA.
  • Applies to any withdrawal or surrender in excess of the Free Withdrawal option selected at issue
  • Can be positive or negative. There is no limit on a positive MVA.
  • Adjustment will never reduce the contract value below the Total Guaranteed Value (TGV)
This product may be appropriate for individuals who:
  • Seek to accumulate money for retirement;
  • Have a conservative risk tolerance and want to invest an inheritance or other lump sum;
  • Want to secure a fixed annuity payment but not immediate income.

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
5 years 4.9%

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