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Nassau NY MYAnnuity with 10% FW

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Premium Type
Single Premium
Max age Qualified
Minimum Contribution
Maximum Contribution
Market value adjustment
Return of premium
Free withdrawal
1st year: -100%
2nd+ year: 10%
Launch date
Types of funds
Non-Qualified, IRA, Spousal IRA, IRA Rollover, IRA Transfer, and TSP
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Nassau MYAnnuity is a single-premium, multi-year guaranteed annuity that offers your clients protection from market volatility, a choice of 5 or 7 year guarantee periods.

Penalty-Free Withdrawals
  • Annual free withdrawals up to 10% are available (if elected at issue) without a surrender charge or market value adjustment (MVA) applied 
  • Withdrawals in excess of the annual free withdrawal amount may be subject to a surrender charge prior to the end of the guarantee period and an MVA 
  • Withdrawals for Required Minimum Distributions (RMDs) under the contract will not incur surrender charges or MVA after the first calendar year. After the first Calendar Year you may request one RMD per Contract Year, which will be treated as a free withdrawal and will not incur a surrender charge or MVA. Surrender charges and an MVA will apply to any additional RMDs requested in that same Contract Year. Please consult the product disclosure for details.
  • Withdrawals of income will be subject to tax and, if prior to age 59½, may be subject to a 10% IRS penalty 
  • Withdrawn amounts will not receive the full interest credit 
The owner can set up systematic withdrawals of a specified amount, however, the withdrawal may be subject to penalties if it is above the free amount.   

Market Value Adjustment
  • Applies for the life of the contract, subject to certain restrictions.
  • During the 30-day window at the end of the initial Guarantee Period, you can surrender any amount of the contract without a surrender charge and without an MVA.
  • Applies to any withdrawal or surrender in excess of the Free Withdrawal option selected at issue
  • Can be positive or negative. There is no limit on a positive MVA.
  • Adjustment will never reduce the contract value below the Total Guaranteed Value (TGV)
This product may be appropriate for individuals who:
  • Seek to accumulate money for retirement;
  • Have a conservative risk tolerance and want to invest an inheritance or other lump sum;
  • Want to secure a fixed annuity payment but not immediate income.

Find out if the Nassau NY MYAnnuity with 10% FW is the right product for you.

MYGA Interest Rates

Annual percentage yield (APY)
earned over the investment term
5 years 4.9%


No Riders for Nassau NY MYAnnuity with 10% FW annuity.



Surrender charges and MVA will be waived upon contract owner’s death


Surrender charges and MVA will be waived upon annuitization after the first contract year

Surrender Window

If you would prefer to withdraw some or all of your contract value at the end of any guarantee period, you will generally have a 30-day window to do so, free of any surrender charge or market value adjustment.

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