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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%
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Personal Protection Choice (Group B)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Personal Protection Choice is a fixed indexed annuity designed to address your specific retirement needs: 
  • Generate Guaranteed Lifetime Income with an optional rider.
  • Add Protection for Care and Family to customize your annuity.
  • Participate in Market Growth to accumulate more retirement savings.
Nassau Personal Protection Choice offers a choice of optional guaranteed lifetime withdrawal benefit riders that can provide a stream of income for life. Whether you want to begin your guaranteed income immediately or at a future date, each rider offers competitive income enhancing features to maximize your potential guaranteed benefits. Your guaranteed income amount will depend on your Benefit Base, age at issue, age at rider exercise and whether you elect a Single or Spousal benefit. 
Available in states: CT, DE, FL, ID, KY, MS, MT, OH, SC, TX, and WI

Allocation Accounts

Name Type Rates
1-Year Sunrise Smart Passage SG Participation Rate
Nassau Sunrise
Annual
60% Participation
1-Year Sunrise Smart Passage SG Enhanced Participation Rate
Nassau Sunrise
Annual
83% Participation
2-Year Sunrise Smart Passage SG Participation Rate
Nassau Sunrise
Biennial
105% Participation
2-Year Sunrise Smart Passage SG Enhanced Participation Rate
Nassau Sunrise
Biennial
148% Participation
1-Year Fixed Account (Variation States)
Fixed
2.8% Fixed
1-Year Fixed Account (Most States)
Fixed
2.8% Fixed
1-Year Fixed Account (KY, MS Only)
Fixed
2.8% Fixed
1-Year Fixed Account (FL Only)
Fixed
2.8% Fixed
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.6% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
36% Participation
2-Year CSTMAI PTP Spread
Point to Point
Biennial
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
27% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
6% Cap
2-Year Nasdaq-100 PTP Enhanced Participation Rate
Point to Point
Biennial
45% Participation
2-Year Nasdaq-100 PTP Participation Rate
Point to Point
Biennial
32% Participation
1-Year Nasdaq-100 PTP Enhanced Participation Rate
Point to Point
Annual
33% Participation
1-Year Nasdaq-100 PTP Participation Rate
Point to Point
Annual
23% Participation
2-Year S&P 500 PTP Enhanced Participation Rate
Point to Point
Biennial
52% Participation
1-Year S&P 500 PTP Enhanced Participation Rate
Point to Point
Annual
38% Participation
1-Year CSTMAI PTP Spread
Point to Point
Annual
1.5% Spread

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Income, Care & Family Protection: Today (Age 0-70) No 1.15% annually (1.50% max)
Income, Care & Family Protection: Tomorrow (Age 0-70) No 1.15% annually (1.50% max)
Income & Family Protection: Today No 1.15% annually (1.50% max)
Income & Family Protection: Tomorrow No 1.15% annually (1.50% max)
Income & Care Protection: Today (Age 71-80) No 0.95% annually (1.50% max)
Income & Care Protection: Tomorrow (Age 0-70) No 0.95% annually (1.50% max)
Income, Care & Family Protection: Tomorrow (Age 71-80) No 1.15% annually (1.50% max)
Income & Care Protection: Tomorrow (Age 71-80) No 0.95% annually (1.50% max)
Income & Care Protection: Today (Age 0-70) No 0.95% annually (1.50% max)
Income, Care & Family Protection: Today (Age 71-80) No 1.15% annually (1.50% max)