Personal Protection Choice (Group D) Rate & Reviews

Personal Protection Choice (Group D)

The Personal Protection Choice is a fixed indexed annuity designed to address your specific retirement needs:

Generate Guaranteed Lifetime Income with an optional rider.
Add Protection for Care and Family to customize your annuity.
Participate in Market Growth to accumulate more retirement savings.

Nassau Personal Protection Choice offers a choice of optional guaranteed lifetime withdrawal benefit riders that can provide a stream of income for life. Whether you want to begin your guaranteed income immediately or at a future date, each rider offers competitive income enhancing features to maximize your potential guaranteed benefits. Your guaranteed income amount will depend on your Benefit Base, age at issue, age at rider exercise and whether you elect a Single or Spousal benefit.

Notes

Our products are issued through Nassau Life Insurance and Annuity Company in California.

Available in states: CA

Allocation Accounts

Name	Type	Rates
2-Year Sunrise Smart Passage SG Enhanced Participation Rate	Nassau Sunrise Biennial	143% Participation
2-Year Sunrise Smart Passage SG Participation Rate	Nassau Sunrise Biennial	100% Participation
1-Year Sunrise Smart Passage SG Enhanced Participation Rate	Nassau Sunrise Annual	79% Participation
1-Year Sunrise Smart Passage SG Participation Rate	Nassau Sunrise Annual	56% Participation
1-Year Fixed Account	Fixed	2.55% Fixed
1-Year CSTMAI PTP Spread	Point to Point Annual	1.5% Spread
1-Year S&P 500 PTP Cap	Point to Point Annual	4.25% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	23% Participation
2-Year CSTMAI PTP Spread	Point to Point Biennial
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	33% Participation
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.6% Cap
2-Year Nasdaq-100 PTP Enhanced Participation Rate	Point to Point Biennial	39% Participation
2-Year Nasdaq-100 PTP Participation Rate	Point to Point Biennial	28% Participation
1-Year Nasdaq-100 PTP Enhanced Participation Rate	Point to Point Annual	27% Participation
1-Year Nasdaq-100 PTP Participation Rate	Point to Point Annual	19% Participation
2-Year S&P 500 PTP Enhanced Participation Rate	Point to Point Biennial	47% Participation
1-Year S&P 500 PTP Enhanced Participation Rate	Point to Point Annual	33% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9
Penalty	8%	7%	6%	5%	4%	3%	2%	1%	0%

Riders

Name	Inbuilt	Fee
Income & Family Protection: Today	No	1.15% annually (1.50% max)
Income & Family Protection: Tomorrow	No	1.15% annually (1.50% max)